San Luis Obispo County property record for 1309 Berwick Dr, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,878 sqft · built 2021 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $255,000 (Aug 2014) |
| Tax Bill | $10,770 (2025) |
| Deeds & Mortgages | Jun 2020 Construction Loan Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-154-013 |
| Primary APN | 068-154-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,878 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1309 BERWICK DR |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB HRBR FRT U 1 BL 5 LT 3 |
| Legal Subdivision | HARBOR FRONT |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10603 |
1309 Berwick Dr is owned by a company that bought it in August 2014 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1309 BERWICK DR, MORRO BAY, CA 93442-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Construction Mortgage FLAGSTAR BANK FSB |
| Jun 9, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2014 · Amount on File |
| Deed Sale | Aug 20, 2014 · Amount on File |
| Deed Document Number | 201433979 |
| Prior Transfer Date | Nov 8, 1999 |
| Prior Transfer Doc | 0000084799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1309 BERWICK DR, MORRO BAY, CA 93442-1809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031254 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020031254 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 9, 2022 |
| Property Address | 1309 BERWICK DR, MORRO BAY, CA 93442-1809 |
| Document Number | 0000024539 |
| Map Reference | MB 5 PG 18 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022024539 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1309 BERWICK DR, MORRO BAY, CA 93442-1809 |
The 2025 property tax bill for 1309 Berwick Dr was $10,770 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,003,839 (+2%) Land $606,803 Building $397,036 | |
| 2025 | $10,770.00 Homeowner's exemption | $984,156 Land $594,905 Building $389,251 |
| 2023 | $10,392.00 (+6.54%) Homeowner's exemption | $945,942 Land $571,805 Building $374,137 |
| 2022 | $9,754.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1309 Berwick Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Berwick Dr is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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