1306 Berwick Dr, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 1306 Berwick Dr, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 899 sqft · built 1972
Lot Size0.091 acres (4,000 sqft)
OwnerCompany Name on File
Tax Bill$3,195 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN068-153-028

Property Details

APN / Parcel Number

Primary APN068-153-028

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area899 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Lot Area4,000 sqft (0.091 acres)
Lot Dimensions80 ft deep x 50 ft wide
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1306 BERWICK DR
CityMORRO BAY
StateCA
Zip93442-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB HRBR FRT U 1 BL 4 LT 28
Legal SubdivisionHARBOR FRONT 01
Legal Block4
Legal Lot Number28
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1009
Census Tract10603

Owner

Source: San Luis Obispo County records · APN 068-153-028

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1306 BERWICK DR, MORRO BAY, CA 93442-1810
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2017Deed of Trust, Mortgage · VA Mortgage
PROVIDENT SAVINGS BANK FSB
Jan 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 1998
Deed SaleJun 10, 1998
Prior SaleJan 03, 2002
Deed Document Number0000034610
Deed Book / Page068
Last Transfer DateJan 29, 2018
Transfer Doc0000003683
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1306 BERWICK DR, MORRO BAY, CA 93442-1810
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041870
DateSep 19, 2017
Instrument2017041870
Lender
NamePROVIDENT SAVINGS BANK FSB
TypeBank
AddressRIVERSIDE, CA 92506
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 29, 2018
Property Address1306 BERWICK DR, MORRO BAY, CA 93442-1810
Document Number0000003683
Instrument DateNov 30, 2017
Instrument3683
Transaction TypeTransfer
Record UpdatedFeb 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address793A E FOOTHILL BLVD #120 SAN LUIS OBISPO CA 93405, 120, SAN LUIS OBISPO, CA 93405

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,195.00 (+3.7%) Homeowner's exemption$296,896 (+4.04%) Land $192,522 Building $104,374
2023$3,081.00 (+6.76%) Homeowner's exemption$285,370 Land $185,048 Building $100,322
2022$2,886.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1982–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Wildfire

Wildfire RiskHigh
above 70% of the US · above 44% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Ranch WiFi
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 102 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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