Osceola County property record for 1308 Virginia Ave, Saint Cloud, FL 34769
| Property Type | Professional Building (Legal, Insurance, Real Estate, Business) |
|---|---|
| Details | 1 ba · 8,654 sqft · built 2003 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,300,000 (Nov 2012) |
| Tax Bill | $22,049 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 78488 |
| Primary APN | 78488 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 8,654 sqft Heated Area |
| Gross Area | 8,786 sqft |
| 1st Floor Area | 4,002 sqft |
| Upper Floors Area | 4,652 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Fire Resistance | Fireproof Steel Frame |
| Foundation Type | Footing |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 50 ft deep x 150 ft wide |
| Fence | Fence |
| Canopy | 108 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78488 |
|---|---|
| Street Address | 1308 VIRGINIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4517 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business) |
| Local Zoning Code | SHB |
| Legal Description | ST CLOUD PB B PG 34 BLK 239 LOTS 3-10 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD HWY CENTRAL |
| Legal Tract | 1 |
| Legal Block | 239 |
| Legal Lot Number | 3 4 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 43500 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3147 CRANES COVE LOOP, KISSIMMEE, FL 34741-7513 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2012 · Amount on Record |
| Deed Sale | Nov 13, 2012 · Amount on Record |
| Prior Sale | Dec 30, 1996 · Amount on Record |
| Deed Document Number | 0043502270 |
| Deed Book / Page | 4350 / 2270 |
| Prior Transfer Date | Jul 2, 1997 |
| Prior Transfer Doc | 0141300601 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,049.00 (+8.15%) | $1,231,900 (+8.82%) Land $378,400 Building $853,500 | $1,231,900 (+8.82%) Land $378,400 Building $853,500 |
| 2023 | $20,388.00 (+3.63%) | $1,132,100 (+3.7%) Land $287,300 Building $844,800 | $1,132,100 (+3.7%) Land $287,300 Building $844,800 |
| 2022 | $19,674.00 | $1,091,700 Land $239,400 Building $852,300 | $1,091,700 Land $239,400 Building $852,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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