Osceola County property record for 1215 Virginia Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,040 sqft · built 1963 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,659 (2025) |
| Deeds & Mortgages | Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 78423 |
| Primary APN | 78423 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 1,708 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78423 |
|---|---|
| Street Address | 1215 VIRGINIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SHB |
| Legal Description | ST CLOUD PB B PG 34 BLK 227 LOTS 17 & 18 1/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD HWY CENTRAL |
| Legal Tract | 1 |
| Legal Block | 227 |
| Legal Lot Number | 1,17-18 18 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 43500 |
1215 Virginia Ave is owned by two individuals who acquired it in January 2017.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 229, MANCHESTER, MD 21102-0229 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 13, 2017 |
| Transfer Doc | 0050860323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 13, 2017 |
| Property Address | 1215 VIRGINIA AVE, SAINT CLOUD, FL 34769-3842 |
| Document Number | 0050860323 |
| Book / Page | 005086 / 000323 |
| Instrument Date | Oct 12, 2016 |
| Instrument | 8458 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 229 MANCHESTER MD 211020229, MANCHESTER, MD 21102-0229 |
The 2025 property tax bill for 1215 Virginia Ave was $2,659.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,659.00 | $194,400 Land $92,700 Building $101,700 | $194,400 Land $92,700 Building $101,700 |
| 2023 | $2,263.00 (+12.81%) | $168,400 (+16.46%) Land $70,400 Building $98,000 | $168,400 (+16.46%) Land $70,400 Building $98,000 |
| 2022 | $2,006.00 | $144,600 Land $58,700 Building $85,900 | $144,600 Land $58,700 Building $85,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1215 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1215 Virginia Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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