1308 Nova Park Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1308 Nova Park Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,436 sqft · built 2016
Lot Size	0.505 acres (21,997 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Mar 2026)
Tax Bill	$7,167 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-25-31-4438-0001-0070`

Property Details

APN / Parcel Number

Primary APN	`35-25-31-4438-0001-0070`
Alternative APNs	`253135443800010070` `161088`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,436 sqft Living Area
Gross Area	3,271 sqft
1st Floor Area	2,436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,997 sqft (0.505 acres)
Garage Type	Attached
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	420 sqft
Porch	Finished/Open Porch
Porch Area	334 sqft
Deck Area	660 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1308 NOVA PARK CT
City	SAINT CLOUD
State	FL
Zip	34771-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1C
Legal Description	NOVA PARK PB 20 PG 189 LOT 7
Legal Range	31E
Legal Township	25S
Legal Section	35
Legal Subdivision	NOVA PARK
Legal Tract	4438
Legal Block	70
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2005
Census Tract	43700

Owner

Source: Osceola County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Aug 10, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	202637391
Deed Book / Page	6941 / 10
Prior Transfer Date	May 15, 2019
Prior Transfer Doc	0055271418
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 23, 2026
Property Address	1308 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0069410010
Book / Page	6941 / 10
Map Reference	MB 20 PG 189
Instrument Date	Mar 18, 2026
Instrument	2026037391
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1308 NOVA PARK CT, SAINT CLOUD, FL 34771-8617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 NOVA PARK CT, SAINT CLOUD, FL 34771-8617

Mortgage

Document Number	0000694112
Date	Mar 23, 2026
Instrument	6941/12

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 10, 2022
Property Address	1308 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0062662458
Book / Page	6266 / 2458
Map Reference	MB 20 PG 189
Instrument Date	Aug 8, 2022
Instrument	2022122709
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1915 PINE GROVE RD, 1915, SAINT CLOUD, FL 34771-8644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 NOVA PARK CT, SAINT CLOUD, FL 34771-8617

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 21, 2019
Property Address	1308 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0055271418
Book / Page	005527 / 001418
Instrument Date	May 15, 2019
Instrument	65169
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1308 NOVA PARK CT ST CLOUD FL 347718617, ST CLOUD, FL 34771-8617

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,167.00 (+5.58%)	$465,900 (+18.34%) Land $75,000 Building $390,900	$465,900 (+18.34%) Land $75,000 Building $390,900
2024	$6,788.00 (+10.93%)
2023	$6,119.00 (+44.52%)	$393,700 (+30.43%) Land $60,000 Building $333,700	$393,700 (+12.81%) Land $60,000 Building $333,700
2022	$4,234.00 Homeowner's exemption	$301,845	$349,000 Land $60,000 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELTER COVE RESORT private · serves 187 people · EPA ID FL3491298
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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