1302 Nova Park Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1302 Nova Park Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,157 sqft · built 2020
Lot Size	0.541 acres (23,566 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jun 2019)
Tax Bill	$6,311 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`161085`

Property Details

APN / Parcel Number

Primary APN	`161085`
Alternative APN	`352531443800010040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,157 sqft Heated Area
Gross Area	3,198 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,566 sqft (0.541 acres)
Garage Type	Finished
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	161085
Street Address	1302 NOVA PARK CT
City	SAINT CLOUD
State	FL
Zip	34771-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1C
Legal Description	NOVA PARK PB 20 PG 189 LOT 4
Legal Range	31E
Legal Township	25S
Legal Section	35
Legal Subdivision	NOVA BAY-PARK
Legal Tract	4438
Legal Block	1
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2005
Census Tract	43700

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1302 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Loan Modification, Mortgage · Conventional Mortgage CENTERSTATE BK NA
Jun 6, 2019	Warranty Deed, Construction Loan · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	2019073135
Deed Book / Page	5536 / 1972
Record Updated	Jun 8, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1302 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0057031587
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1302 NOVA PARK CT ST CLOUD FL 347718617, ST CLOUD, FL 34771-8617

Mortgage

Document Number	0057031587
Date	Apr 3, 2020
Book Page	005703/001587
Instrument	46716

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 6, 2019
Property Address	1302 NOVA PARK CT, SAINT CLOUD, FL 34771-8617
Document Number	0055361972
Book / Page	5536 / 1972
Map Reference	MB 20 PG 189
Instrument Date	Jun 5, 2019
Instrument	2019073135
Transaction Type	Construction Loan
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6250 OAK SHORE DR, 6250, SAINT CLOUD, FL 34771-8650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6102 WATERFIELD WAY, SAINT CLOUD, FL 34771-8845

Mortgage

Document Number	0055361973
Date	Jun 6, 2019
Instrument	5536/1973

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,311.00 (+18.81%)	$409,900 (+19.33%) Land $75,000 Building $334,900	$409,900 (+19.33%) Land $75,000 Building $334,900
2023	$5,312.00 (+11.11%)	$343,500 (+14.16%) Land $60,000 Building $283,500	$343,500 (+14.16%) Land $60,000 Building $283,500
2022	$4,781.00	$300,900 Land $60,000 Building $240,900	$300,900 Land $60,000 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELTER COVE RESORT private · serves 187 people · EPA ID FL3491298
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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