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1308 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 1308 N Central Ave, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1919
Lot Size0.107 acres (4,688 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Jul 2018)
Tax Bill$1,900 (2026)
Deeds & MortgagesJul 2018 Sale & Mortgage
Jul 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-4520-02780

Property Details

APN / Parcel Number

Primary APN010-4520-02780
Alternative APN
  • 1053763

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Gross Area
1st Floor Area960 sqft
Basement Area240 sqft
Finished Basement240 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area4,688 sqft (0.107 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area194 sqft
Deck Area132 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1053763
Street Address1308 N CENTRAL AVE
CityDULUTH
StateMN
Zip55807-1314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERLY 12.5 FEET OF LOT 6 AND ALL OFLOT 7, BLOCK 20 SERIAL #
Legal SubdivisionWEST DULUTH SIXTH DIVISION
Legal Block20
Legal Lot Number6-7
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group4
Census Block4014
Census Tract15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1308 N CENTRAL AVE, DULUTH, MN 55807-1314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2018Warranty Deed, Transfer · Conventional with PMI
US BK
Jul 9, 2018Warranty Deed, Transfer · Conventional with PMI
US BK
Jun 7, 2018Quit Claim Deed, Transfer
OTHER
Jun 7, 2018Quit Claim Deed, Transfer
Quitclaim
May 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2018 · Amount on Record
Deed SaleJul 9, 2018 · Amount on Record
Prior SaleJul 6, 2018 · Amount on Record
Deed Document Number20181336086
Prior Transfer DateJun 6, 2018
Prior Transfer Doc0000998865
Record UpdatedOct 29, 2026

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 6, 2018
Property Address1308 N CENTRAL AVE, DULUTH, MN 55807-1314
Document Number000T999906
Instrument DateJun 27, 2018
InstrumentT999906
Transaction TypeTransfer
Record UpdatedJul 19, 2018
Title CompanyBANKERS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$293.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 N CENTRAL AVE DULUTH MN 558071314, DULUTH, MN 55807-1314

Mortgage

Document NumberT999907
DateJul 6, 2018
InstrumentT999907
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 5, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 9, 2018
Property Address1308 N CENTRAL AVE, DULUTH, MN 55807-1314
Document Number00A1336086
Instrument DateJun 27, 2018
InstrumentA1336086
Transaction TypeTransfer
Record UpdatedJul 27, 2018
Title CompanyBAKERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$293.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1308 N CENTRAL AVE DULUTH MN 558071314, DULUTH, MN 55807-1314

Mortgage

Document NumberA1336087
DateJul 9, 2018
InstrumentA1336087
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 8, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJun 7, 2018
Property Address1308 N CENTRAL AVE, DULUTH, MN 55807-1314
Document Number00A1334238
Instrument DateJun 6, 2018
InstrumentA1334238
Transaction TypeTransfer
Record UpdatedJun 28, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address999 SMITH AVE S WEST ST PAUL MN 551181129, WEST ST PAUL, MN 55118-1129

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJun 7, 2018
Property Address1308 N CENTRAL AVE, DULUTH, MN 55807-1314
Document Number000T998865
Instrument DateJun 6, 2018
InstrumentT998865
Transaction TypeTransfer
Record UpdatedJun 21, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address999 SMITH AVE S WEST ST PAUL MN 551181129, WEST ST PAUL, MN 55118-1129

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateMay 8, 2018
Property Address1308 N CENTRAL AVE, DULUTH, MN 55807-1314
Document Number00A1332432
Instrument DateApr 20, 2018
InstrumentA1332432
Transaction TypeTransfer
Record UpdatedMay 25, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4544 LAKE PARK CT EAGAN MN 551222515, EAGAN, MN 55122-2515

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,900.00 (+2.37%) Homeowner's exemption
2025$1,856.00 (+1.31%) Homeowner's exemption$178,200 (+9.59%) Land $12,100 Building $166,100$178,200 (+9.59%) Land $12,100 Building $166,100
2024$1,832.00$162,600 (+4.3%) Land $12,900 Building $149,700$162,600 (+4.3%) Land $12,900 Building $149,700
2022$155,900 Land $11,900 Building $144,000$155,900 Land $11,900 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
Airfiber
Fixed Wireless		100 / 20

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