1302 N Central Ave, Duluth, MN 55807 Property Records

St. Louis County property record for 1302 N Central Ave, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,347 sqft · built 1918
Lot Size0.107 acres (4,688 sqft)
OwnerIndividual Name on Record
Last Sale$173,000 (Aug 2017)
Tax Bill$3,560 (2026)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-4520-02810

Property Details

APN / Parcel Number

Primary APN010-4520-02810
Alternative APN
  • 1035454

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,347 sqft Gross Area
1st Floor Area852 sqft
Basement Area224 sqft
Finished Basement224 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1985
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area4,688 sqft (0.107 acres)
Garage Area440 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area190 sqft
Deck Area84 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1035454
Street Address1302 N CENTRAL AVE
CityDULUTH
StateMN
Zip55807-1314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLY 1/2 OF LOT 9 AND ALL OF LOT 10 SERIAL #
Legal SubdivisionWEST DULUTH SIXTH DIVISION
Legal Block20
Legal Lot Number9-10
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group4
Census Block4014
Census Tract15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1302 N CENTRAL AVE, DULUTH, MN 55807-1314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2017 · Amount on Record
Deed SaleAug 4, 2017 · Amount on Record
Prior SaleMay 7, 2009 · Amount on Record
Deed Document Number2017988228
Record UpdatedSep 20, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 4, 2017
Property Address1302 N CENTRAL AVE, DULUTH, MN 55807-1314
Document Number000T988228
Instrument DateJul 31, 2017
InstrumentT988228
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1302 N CENTRAL AVE DULUTH MN 558071314, DULUTH, MN 55807-1314

Mortgage

Document NumberT988229
DateAug 4, 2017
InstrumentT988229
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 3, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,560.00 (+0.51%) Homeowner's exemption
2025$3,542.00 (+1.26%) Homeowner's exemption$299,400 (+8.13%) Land $12,100 Building $287,300$299,400 (+8.13%) Land $12,100 Building $287,300
2024$3,498.00$276,900 (+10.58%) Land $12,900 Building $264,000$276,900 (+10.58%) Land $12,900 Building $264,000
2022$250,400 Land $11,900 Building $238,500$250,400 Land $11,900 Building $238,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

Nearby Properties on N Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number