1308 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1308 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1952
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2023)
Tax Bill	$2,450 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`35054.0905`

Property Details

APN / Parcel Number

Primary APN	`35054.0905`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	24 sqft
Canopy	24 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1308 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-2983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L5 B96
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	96
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	5
Census Block	5044
Census Tract	1500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1308 E PROVIDENCE AVE, SPOKANE, WA 99207-2983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK
Oct 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	20237292647
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	0006756420
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 27, 2023
Property Address	1308 E PROVIDENCE AVE, SPOKANE, WA 99207-2983
Document Number	0007292647
Map Reference	VOL A PG 124
Instrument Date	Jun 23, 2023
Instrument	7292647
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,485.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 E PROVIDENCE AVE, SPOKANE, WA 99207-2983

Mortgage

Document Number	0007292648
Date	Jun 27, 2023
Instrument	7292648

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 30, 2018
Property Address	1308 E PROVIDENCE AVE, SPOKANE, WA 99207-2983
Document Number	0006756420
Instrument Date	Oct 29, 2018
Instrument	6756420
Transaction Type	Transfer
Record Updated	Nov 14, 2018

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PO BOX 18972 SPOKANE WA 992280972, SPOKANE, WA 99228-0972

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,450.00 (+3.29%)	$236,200 (+24.51%) Land $90,000 Building $146,200	$236,200 (+24.51%) Land $90,000 Building $146,200
2025	$2,372.00 (+27.46%)
2024		$189,700 (+40.94%) Land $65,000 Building $124,700	$189,700 (+40.94%) Land $65,000 Building $124,700
2023	$1,861.00 (+17.71%)	$134,600 (-) Land $42,000 Building $92,600	$134,600 (-) Land $42,000 Building $92,600
2022	$1,581.00	$134,600 Land $42,000 Building $92,600	$134,600 Land $42,000 Building $92,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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