1304 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1304 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,685 sqft · built 1946
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on Record
Tax Bill	$3,389 (2026)
Deeds & Mortgages	Mar 2026 Transfer Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35054.0906`

Property Details

APN / Parcel Number

Primary APN	`35054.0906`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	2,053 sqft
1st Floor Area	1,285 sqft
Basement Area	768 sqft
Finished Basement	400 sqft
Unfinished Basement	368 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	102 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Patio Area	364 sqft
Canopy	449 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1304 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-2983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LIDGERWOOD PK L6-7 B96
Legal Range	43E
Legal Township	25N
Legal Section	05
Legal Subdivision	LIDGERWOOD PK
Legal Block	96
Legal Lot Number	6-7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	5
Census Block	5044
Census Tract	1500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 E PROVIDENCE AVE, SPOKANE, WA 99207-2983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE CTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 27, 2026
Transfer Doc	0007479178
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2026
Property Address	1304 E PROVIDENCE AVE, SPOKANE, WA 99207-2983
Document Number	0007479178
Map Reference	VOL A PG 124&125
Instrument Date	Mar 27, 2026
Instrument	7479178
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1304 E PROVIDENCE AVE, SPOKANE, WA 99207-2983
Document Number	0006699056
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1304 E PROVIDENCE AVE SPOKANE WA 992072983, SPOKANE, WA 99207-2983

Mortgage

Document Number	0006699056
Date	Apr 16, 2018
Instrument	6699056

Lender

Name	SPOKANE CTY CU
Type	Credit Union
Address	SPOKANE, WA 99209-9639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,389.00 (+3.42%)	$331,300 (-) Land $95,000 Building $236,300	$331,300 (-) Land $95,000 Building $236,300
2025	$3,277.00 (+3.54%)	$331,300 (+4.02%) Land $95,000 Building $236,300	$331,300 (+4.02%) Land $95,000 Building $236,300
2024	$3,165.00 (+1.54%)	$318,500 (+37.52%) Land $70,000 Building $248,500	$318,500 (+37.52%) Land $70,000 Building $248,500
2023	$3,117.00 (+14.93%)	$231,600 Land $47,000 Building $184,600	$231,600 Land $47,000 Building $184,600
2022	$2,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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