1308 E 31st St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1308 E 31st St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,235 sqft · built 1950
Lot Size	0.194 acres (8,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Dec 2010)
Tax Bill	$479 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156P B 015`

Property Details

APN / Parcel Number

Primary APN	`156P B 015`
Alternative APN	`0000094428`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,235 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1964
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,478 sqft (0.194 acres)
Lot Dimensions	98.2 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000094428
Street Address	1308 E 31ST ST
City	CHATTANOOGA
State	TN
Zip	37407-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 423 CLIFTON HILLS ADDN NO 2 PB 8 PG 36
Legal Subdivision	CLIFTON HILLS ADDITION TWO
Legal Lot Number	423
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1308 E 31ST ST, CHATTANOOGA, TN 37407-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 4, 2023	Affidavit of Death of Joint Tenant, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Dec 4, 2023	Affidavit of Death of Joint Tenant, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2010 · Amount on Record
Deed Sale	Dec 17, 2010 · Amount on Record
Deed Document Number	2010221
Deed Book / Page	9313 / 251
Last Transfer Date	Dec 4, 2023
Transfer Doc	0000000171
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Dec 4, 2023
Property Address	1308 E 31ST ST, CHATTANOOGA, TN 37407-1306
Document Number	0000000171
Book / Page	13461 / 992
Map Reference	MB 6 PG 16
Instrument Date	Dec 4, 2023
Instrument	2023120400171
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 E 31ST ST, CHATTANOOGA, TN 37407-1306

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON TN
Recording Date	Dec 4, 2023
Property Address	1308 E 31ST ST, CHATTANOOGA, TN 37407-1306
Document Number	0000000168
Book / Page	13461 / 987
Instrument Date	Oct 4, 2023
Instrument	2023120400168
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 LYNNBROOK CIR, CHATTANOOGA, TN 37415-1507

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON TN
Recording Date	Dec 4, 2023
Property Address	1308 E 31ST ST, CHATTANOOGA, TN 37407-1306
Document Number	0000000169
Book / Page	13461 / 989
Instrument Date	Oct 4, 2023
Instrument	2023120400169
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 EAGLE NEST RD, GRAYSVILLE, TN 37338-4619

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$479.00 (+26.05%)	$31,650 (+86.18%)	$126,600 (+86.18%) Land $40,300 Building $86,300
2024	$380.00	$17,000 (-)	$68,000 (-) Land $17,300 Building $50,700
2023	$380.00	$17,000 (-)	$68,000 (-) Land $17,300 Building $50,700
2022	$380.00	$17,000	$68,000 Land $17,300 Building $50,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	28 (1980–2012)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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