1307 E 31st St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1307 E 31st St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1950
Lot Size	0.19 acres (8,297 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Jul 2023)
Tax Bill	$407 (2025)
Deeds & Mortgages	Jul 2023 Sale Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`156P B 010`

Property Details

APN / Parcel Number

Primary APN	`156P B 010`
Alternative APN	`0000094423`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,297 sqft (0.19 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000094423
Street Address	1307 E 31ST ST
City	CHATTANOOGA
State	TN
Zip	37407-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 416 CLIFTON HILLS ADDN NO 2 PB8 PG36 ER7824
Legal Subdivision	CLIFTON HILLS ADDN N
Legal Lot Number	416
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 E 31ST ST, CHATTANOOGA, TN 37407-1307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer FIRST TITLE
Feb 2, 2023	Warranty Deed, Transfer KEY TITLE AND ESCROW, KEY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	2023148
Deed Book / Page	13349 / 215
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 19, 2023
Property Address	1307 E 31ST ST, CHATTANOOGA, TN 37407-1307
Document Number	0000000148
Book / Page	13349 / 215
Map Reference	MB 8 PG 31
Instrument Date	Jul 19, 2023
Instrument	2023071900148
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E 3RD ST, CHATTANOOGA, TN 37404-2433

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 2, 2023
Property Address	1307 E 31ST ST, CHATTANOOGA, TN 37407-1307
Document Number	0000000061
Book / Page	13202 / 406
Map Reference	MB 6 PG 16
Instrument Date	Feb 1, 2023
Instrument	2023020200061
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	KEY TITLE AND ESCROW, KEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 E 31ST ST, CHATTANOOGA, TN 37407-1307

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$407.00 (+30.45%)	$26,900 (+92.49%)	$107,600 (+92.49%) Land $35,000 Building $72,600
2024	$312.00	$13,975 (-)	$55,900 (-) Land $15,000 Building $40,900
2023	$312.00	$13,975 (-)	$55,900 (-) Land $15,000 Building $40,900
2022	$312.00	$13,975	$55,900 Land $15,000 Building $40,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	28 (1980–2012)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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