Champaign County property record for 1308 Dover Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1989 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $156,000 (Dec 2013) |
| Tax Bill | $3,824 (2024) |
| Deeds & Mortgages | Jan 2023 Transfer Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-13-305-009 |
| Primary APN | 28-22-13-305-009 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 552 sqft |
| Basement Area | 1,152 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 22,000 sqft (0.505 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1308 DOVER DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 BUSBOOMS WILTSHIRE ESTATES 4TH SUB |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | BUSBOOMS WILTSHIRE ESTATES 4TH SUB |
| Legal Lot Number | 48 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 4 |
| Census Block | 4141 |
| Census Tract | 10702 |
1308 Dover Dr is owner-occupied and held in a trust since December 2013.
Source: Champaign County records, as of June 2, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1308 DOVER DR, SAINT JOSEPH, IL 61873-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Dec 13, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK |
| Jan 25, 2017 | Deed of Trust, Mortgage HEARTLAND BANK & TRUST CO |
| Oct 28, 2020 | Loan Modification, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2013 · Amount on File |
| Deed Sale | Dec 23, 2013 · Amount on File |
| Prior Sale | May 23, 2003 · Amount on File |
| Deed Document Number | 201329133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 20, 2023 |
| Property Address | 1308 DOVER DR, SAINT JOSEPH, IL 61873-9624 |
| Document Number | 0000000857 |
| Map Reference | MB Y PG 244 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 2023R00857 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1308 DOVER DR, SAINT JOSEPH, IL 61873-9624 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1308 DOVER DR, SAINT JOSEPH, IL 61873-9624 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028945 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021R28945 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1308 DOVER DR, SAINT JOSEPH, IL 61873-9624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001425 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017R01425 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61821 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jan 24, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1308 DOVER DR, SAINT JOSEPH, IL 61873-9624 |
| Document Number | 0000026577 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1308 DOVER DR ST JOSEPH IL 618739624, ST JOSEPH, IL 61873-9624 |
| Document Number | 0000026577 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 26577 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 16, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,850 Land $7,860 Building $59,990 | $203,550 Land $23,580 Building $179,970 | |
| 2024 | $3,824.00 | ||
| 2022 | $3,359.00 Homeowner's exemption | $54,160 Land $6,280 Building $47,880 | $162,480 Land $18,840 Building $143,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1308 Dover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1308 Dover Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
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