Champaign County property record for 1305 Dover Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,080 sqft · built 1984 |
| Lot Size | 0.485 acres (21,133 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,735 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-13-306-003 |
| Primary APN | 28-22-13-306-003 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 5,342 sqft |
| 1st Floor Area | 2,080 sqft |
| Basement Area | 2,080 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 21,133 sqft (0.485 acres) |
| Garage Type | Attached |
| Garage Area | 1,182 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1305 DOVER DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58 BUSBOOMS WILTSHIRE ESTATES 4TH SUB |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | BUSBOOMS WILTSHIRE ESTATES 4TH SUB |
| Legal Lot Number | 58 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 4 |
| Census Block | 4144 |
| Census Tract | 10702 |
1305 Dover Dr is owned and occupied by two individuals who acquired it in March 2011.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1305 DOVER DR, SAINT JOSEPH, IL 61873-9624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 9, 2011 |
| Transfer Doc | 0000005299 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1305 DOVER DR, SAINT JOSEPH, IL 61873-9624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017895 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020R17895 |
| Name | FIRST FSB OF CHAMPAIGN URBANA |
|---|---|
| Type | Bank |
| Address | 68120 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,590 Land $7,860 Building $74,730 | $247,770 Land $23,580 Building $224,190 | |
| 2024 | $4,735.00 | ||
| 2022 | $4,174.00 Homeowner's exemption | $65,920 Land $6,280 Building $59,640 | $197,760 Land $18,840 Building $178,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 Dover Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 Dover Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
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