Hamilton County property record for 1308 Bailey Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,482 sqft · built 1915 |
| Lot Size | 0.148 acres (6,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Oct 2018) |
| Tax Bill | $553 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Jul 2025 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146J C 004 |
| Primary APN | 146J C 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,480 sqft (0.148 acres) |
| Lot Dimensions | 135 ft deep x 48 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000074899 |
|---|---|
| Street Address | 1308 BAILEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-2901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 4 BLK 4 SPEER LONG & WILKINS PB 3 PG 40 |
| Legal Subdivision | SPEER LONG & WILKINS |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1308 Bailey Ave is owned by an individual who acquired it in January 2021.
Source: Hamilton County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 3033, CHATTANOOGA, TN 37404-0033 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Construction Mortgage MISSION FUNDING LLC |
| Jul 28, 2025 | Deed of Trust, Mortgage · Construction Mortgage MISSION FUNDING LLC |
| Apr 5, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BANK |
| Jan 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Prior Sale | Jun 3, 2016 · Amount on File |
| Deed Document Number | 2018256 |
| Deed Book / Page | 11466 / 735 |
| Last Transfer Date | Jan 5, 2021 |
| Transfer Doc | 0000000136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1308 BAILEY AVE, CHATTANOOGA, TN 37404-2901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000144 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 14245/143 |
| Instrument | 2026033100144 |
| Name | MISSION FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1308 BAILEY AVE, CHATTANOOGA, TN 37404-2901 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8264 ELLIE PLZ 38, 38, HIXSON, TN 37343-5950 |
| Document Number | 0000000250 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 13995/574 |
| Instrument | 2025072800250 |
| Name | MISSION FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHATTANOOGA, TN 37421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Nov 30, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1308 BAILEY AVE, CHATTANOOGA, TN 37404-2901 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000494 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 12429/944 |
| Instrument | 2021040500494 |
| Name | FIRST VOLUNTEER BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 20, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 8, 2021 |
| Property Address | 1308 BAILEY AVE, CHATTANOOGA, TN 37404-2901 |
| Document Number | 0000000136 |
| Book / Page | 12306 / 688 |
| Map Reference | MB 3 PG 40 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2021010800136 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | PO BOX 3033, CHATTANOOGA, TN 37404-0033 |
The 2025 property tax bill for 1308 Bailey Ave was $553, down 5.3% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $553.00 (-5.31%) | $36,525 (+39.81%) | $146,100 (+39.81%) Land $70,000 Building $76,100 |
| 2024 | $584.00 | $26,125 (-) | $104,500 (-) Land $50,000 Building $54,500 |
| 2023 | $584.00 | $26,125 (-) | $104,500 (-) Land $50,000 Building $54,500 |
| 2022 | $584.00 | $26,125 | $104,500 Land $50,000 Building $54,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1308 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1308 Bailey Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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