Hamilton County property record for 1303 Bailey Ave, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,942 sqft · built 1925 |
| Lot Size | 0.148 acres (6,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,500 (Dec 2017) |
| Tax Bill | $748 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146J B 023 |
| Primary APN | 146J B 023 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,480 sqft (0.148 acres) |
| Lot Dimensions | 135 ft deep x 48 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000074894 |
|---|---|
| Street Address | 1303 BAILEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 13 BLK 3 HIGHLAND PARK ADDN NO 1 PB 1 PG 23 |
| Legal Subdivision | HIGHLAND PARK ADDN N |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1303 Bailey Ave is owned and occupied by an individual who bought it in December 2017.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1303 BAILEY AVE, CHATTANOOGA, TN 37404-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Dec 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Jun 16, 2017 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on File |
| Deed Sale | Dec 15, 2017 · Amount on File |
| Prior Sale | Jun 16, 2017 · Amount on File |
| Deed Document Number | 2017186 |
| Deed Book / Page | 11228 / 716 |
| Prior Transfer Date | Dec 12, 2017 |
| Prior Transfer Doc | 0000000186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1303 BAILEY AVE, CHATTANOOGA, TN 37404-2902 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | UNION TITLE INSURANCE AGENCY INC, PIONEER TITLE INS AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000000281 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 12513/841 |
| Instrument | 2021060400281 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 15, 2017 |
| Property Address | 1303 BAILEY AVE, CHATTANOOGA, TN 37404-2902 |
| Document Number | 0000000186 |
| Book / Page | 11228 / 716 |
| Map Reference | MB1 PG23 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 2017121500186 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | PIONEER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.55 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1303 BAILEY AVE, CHATTANOOGA, TN 37404-2902 |
| Document Number | 0000000187 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017121500187 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 16, 2017 |
| Property Address | 1303 BAILEY AVE, CHATTANOOGA, TN 37404-2902 |
| Document Number | 0000000208 |
| Book / Page | 011077 / 000466 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 208 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $638.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1303 BAILEY AVE CHATTANOOGA TN 374042902, CHATTANOOGA, TN 37404-2902 |
The 2025 property tax bill for 1303 Bailey Ave was $748, down 30.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $748.00 (-30.22%) | $49,400 (+3.02%) | $197,600 (+3.02%) Land $70,000 Building $127,600 |
| 2024 | $1,072.00 | $47,950 (-) | $191,800 (-) Land $50,000 Building $141,800 |
| 2023 | $1,072.00 | $47,950 (-) | $191,800 (-) Land $50,000 Building $141,800 |
| 2022 | $1,072.00 | $47,950 | $191,800 Land $50,000 Building $141,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1303 Bailey Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1303 Bailey Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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