13076 Oneida St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13076 Oneida St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,832 sqft · built 2022
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$26,000 (Feb 2020)
Tax Bill	$5,243 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1316-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1316-0060`
Alternative APNs	`00697785` `697785`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	181 ft deep x 80 ft wide
Pool Area	288 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00697785
Street Address	13076 ONEIDA ST
City	SPRING HILL
State	FL
Zip	34609-0919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1316 LOTS 6 & 7
Legal Range	18E
Legal Township	23S
Legal Section	04
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1316
Legal Lot Number	6-7 7
Legal Unit	20
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1011
Census Tract	41005

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13076 ONEIDA ST, SPRING HILL, FL 34609-0919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Feb 10, 2021	Deed of Trust, Mortgage · Construction Mortgage CAPITAL CITY HOME LOANS LLC
Feb 10, 2020	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	2020008557
Deed Book / Page	3804 / 1846
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13076 ONEIDA ST, SPRING HILL, FL 34609-0919
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042490010
Date	Dec 13, 2022
Book Page	4249/10
Instrument	2022087655

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13076 ONEIDA ST, SPRING HILL, FL 34609-0919
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	ALL PERFORMANCE TITLE LLC, ALL PERFORMANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13460 LITTLE FARMS DR, SPRING HILL, FL 34609-4453

Mortgage

Document Number	0039510478
Date	Feb 10, 2021
Book Page	3951/478
Instrument	2021009294

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Mar 1, 2042

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 10, 2020
Property Address	13076 ONEIDA ST, SPRING HILL, FL 34609-0919
Document Number	0038041846
Book / Page	003804 / 001846
Instrument Date	Feb 6, 2020
Instrument	8557
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$182.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13460 LITTLE FARMS DR SPRING HILL FL 346094453, SPRING HILL, FL 34609-4453

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,243.00 (-2.44%) Additional exemption filed	$411,730 (+3.33%)	$423,387 (+6.26%) Land $112,703 Building $310,684
2023		$398,458 (+587.66%) Land $115,210 Building $283,248
2022	$5,374.00	$57,944 Land $57,944	$398,458 Land $89,462 Building $308,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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