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13048 Oneida St, Spring Hill, FL 34609 Property Records

Hernando County property record for 13048 Oneida St, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,170 sqft · built 1987
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Aug 2018)
Tax Bill$733 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5200-1316-0030

Property Details

APN / Parcel Number

Primary APNR32-323-17-5200-1316-0030
Alternative APNs
  • 00697758
  • 697758

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area1,170 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions135 ft deep x 80 ft wide

Exterior Amenities

PorchPorch
Porch Area272 sqft
Patio Area210 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00697758
Street Address13048 ONEIDA ST
CitySPRING HILL
StateFL
Zip34609-0919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 20 BLK 1316 LOT 3
Legal Range18E
Legal Township23S
Legal Section04
Legal SubdivisionSPRING HILL UNIT 20
Legal Block1316
Legal Lot Number3
Legal Unit20
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1011
Census Tract41005

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13048 ONEIDA ST, SPRING HILL, FL 34609-0919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Aug 1, 2018Warranty Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2018 · Amount on Record
Deed SaleAug 1, 2018 · Amount on Record
Deed Document Number2018046561
Deed Book / Page3609 / 0673
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address13048 ONEIDA ST, SPRING HILL, FL 34609-0919
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address13048 ONEIDA ST, SPRING HILL, FL 34609-0919

Mortgage

Document Number0041140743
DateJan 14, 2022
Book Page4114/743
Instrument2022004340
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateAug 1, 2018
Property Address13048 ONEIDA ST, SPRING HILL, FL 34609-0919
Document Number0036090673
Book / Page3609 / 0673
Map ReferenceMB9 PG65-80
Instrument DateJul 27, 2018
Instrument2018046561
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanySOUTHERN SECURITY TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 MANSFIELD ST BRAMPTON ON L6S2X8, 25, XX 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address16845 MIDSUMMER LN, SPRING HILL, FL 34610-9010

Mortgage

Document Number2018046562
DateAug 1, 2018
Instrument2018046562
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$733.00 (+4.71%) Additional exemption filed$90,817 (+5.99%)$160,244 (+6.18%) Land $45,033 Building $115,211
2023$85,687 Land $85,687
2022$700.00$150,916 Land $35,676 Building $115,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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