Lake County property record for 13075 Cliff Dr, Lower Lake, CA 95457
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,496 sqft · built 1989 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | Company Name on File |
| Last Sale | $252,345 (Apr 2025) |
| Tax Bill | $3,493 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-231-160-000 |
| Primary APN | 043-231-160-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,496 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 36,155 sqft (0.83 acres) |
| Old Parcel Number | 043-231-16 |
|---|---|
| Street Address | 13075 CLIFF DR |
| City | LOWER LAKE |
| State | CA |
| Zip | 95457-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | RIVIERA WEST 02 |
| Legal Block | 1 |
| Legal Lot Number | X |
| Jurisdiction | LAKE CA |
| Township / Civil Division | CLEARLAKE RIVIERA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 901 |
13075 Cliff Dr is owned by a company that bought it in April 2025.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 321 RESEARCH PKWY, MERIDEN, CT 06450-8301 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2025 · Amount on File |
| Deed Sale | Apr 7, 2025 · Amount on File |
| Prior Sale | Jan 16, 2014 · Amount on File |
| Deed Document Number | 20253127 |
| Prior Transfer Date | Mar 31, 2025 |
| Prior Transfer Doc | 0000003127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 13075 CLIFF DR, LOWER LAKE, CA 95457-9741 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002817 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2019002817 |
| Name | METROPOLITAN HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 13075 Cliff Dr was $3,493, up 11.5% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,493.00 (+11.49%) | $295,800 (+8.7%) Land $76,500 Building $219,300 |
| 2025 | $3,133.00 | $272,132 Land $91,934 Building $180,198 |
| 2023 | $3,058.00 (+5.34%) Homeowner's exemption | $261,566 Land $88,365 Building $173,201 |
| 2022 | $2,903.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 13075 Cliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13075 Cliff Dr is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAYCLIFF WATER private · serves 70 people · EPA ID CA1700606 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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