1307 Torrey Pines Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 1307 Torrey Pines Loop, Oxford, MS 38655

Property Summary

Property Type	Vacant Land
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$821,256 (Jul 2026)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`182-03-023.00`

Property Details

APN / Parcel Number

Primary APN	`182-03-023.00`
Alternative APN	`44570`

Exterior

Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Account Number	44570
Street Address	1307 TORREY PINES LOOP
City	OXFORD
State	MS
Zip	38655-1986
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 159 THE GROVE AT GRAND OAKS PHASE VIII - PART II & PART INTERES T IN COMMON AREA
Legal Range	03W
Legal Township	09S
Legal Section	03
Legal Subdivision	GRAND OAKS PHASE V
Legal Phase	8
Legal Lot Number	159
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	950506

Owner

1307 Torrey Pines Loop, vacant land, is owned by two individuals who bought it in July 2026.

Source: Lafayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1308 TORREY PINES LOOP, OXFORD, MS 38655-1986
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Line of Credit STONE BANK
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL FINANCIAL FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Deed Document Number	20266159
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 13, 2026
Property Address	1307 TORREY PINES LOOP, OXFORD, MS 38655-1986
Document Number	0000006159
Instrument Date	Jul 6, 2026
Instrument	20266159
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SOUTHERN TRUST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006160,
Date	Jul 13, 2026
Instrument	20266160

Lender

Name	STONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 7, 2026
Property Address	1307 TORREY PINES LOOP, OXFORD, MS 38655-1986
Document Number	0000005965
Instrument Date	Jun 22, 2026
Instrument	20265965
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005965,
Date	Jul 7, 2026
Instrument	20265965

Lender

Name	FEDERAL FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 22, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Torrey Pines Loop was $2,498.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00	$19,200	$128,000 Land $128,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1307 Torrey Pines Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Torrey Pines Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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