1306 Torrey Pines Loop, Oxford, MS 38655 Property Records

Lafayette County property record for 1306 Torrey Pines Loop, Oxford, MS 38655

Property Summary

Property Type	Vacant Land
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$997,500 (Jun 2026)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182-03-061.00`

Property Details

APN / Parcel Number

Primary APN	`182-03-061.00`
Alternative APN	`44604`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	44604
Street Address	1306 TORREY PINES LOOP
City	OXFORD
State	MS
Zip	38655-1986
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 121 THE GROVE AT GRAND OAKS PHASE VIII - PART II & PART INTERES T IN COMMON AREA
Legal Range	03W
Legal Township	09S
Legal Section	03
Legal Subdivision	GRAND OAKS PHASE V
Legal Phase	8
Legal Lot Number	121
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2009
Census Tract	950506

Owner

Source: Lafayette County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1307 TORREY PINES LOOP, OXFORD, MS 38655-1986
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Deed Document Number	20264586
Record Updated	Oct 29, 2026

June 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 1, 2026
Property Address	1306 TORREY PINES LOOP, OXFORD, MS 38655-1986
Document Number	0000004586
Instrument Date	May 27, 2026
Instrument	20264586
Record Updated	Jun 8, 2026
Title Company	SOUTHERN TRUST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000004587,
Date	Jun 1, 2026
Instrument	20264587

Lender

Name	FIRSTSOUTH FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00	$19,200	$128,000 Land $128,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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