Hancock County property record for 1307 S Main St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,276 sqft · built 1926 |
| Lot Size | 0.271 acres (11,800 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $280,000 (Jun 2004) |
| Tax Bill | $4,747 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-193-18-012.000 |
| Primary APN | 1011-193-18-012.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,276 sqft Living Area |
| 1st Floor Area | 1,638 sqft |
| 2nd Floor Area | 1,638 sqft |
| Upper Floors Area | 980 sqft |
| Basement Area | 1,029 sqft |
| Flooring | Brick |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,800 sqft (0.271 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 42 sqft |
| Patio Area | 384 sqft |
| Balcony Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1307 S MAIN ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH PARK ADD LOT 17472 & PT ALY N |
| Legal Subdivision | SOUTH PARK ADD |
| Legal Lot Number | 17472 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 800 |
1307 S Main St is owner-occupied and held in a trust since July 2025.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1307 S MAIN ST, FINDLAY, OH 45840-2242 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Jun 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2004 · Amount on File |
| Deed Sale | Jun 7, 2004 · Amount on File |
| Prior Sale | Nov 16, 1995 · Amount on File |
| Deed Document Number | 20048698 |
| Deed Book / Page | 2236 / 2594 |
| Last Transfer Date | Jul 2, 2025 |
| Transfer Doc | 02620/5439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1307 S MAIN ST, FINDLAY, OH 45840-2242 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1307 S MAIN ST, FINDLAY, OH 45840-2242 |
| Document Number | 002610/885 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 2610/885 |
| Instrument | 202400002545 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | 301 S MAIN ST, FINDLAY, OH 45840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 28, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jun 1, 2023 |
| Property Address | 1307 S MAIN ST, FINDLAY, OH 45840-2242 |
| Document Number | 02603/2505 |
| Book / Page | 2603 / 2505 |
| Map Reference | VOL 3 PG 42 |
| Instrument Date | May 31, 2023 |
| Instrument | 202300003566 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1307 S MAIN ST, FINDLAY, OH 45840-2242 |
| Document Number | 202300003567 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 202300003567 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2043 |
The 2025 property tax bill for 1307 S Main St was $4,747 with a homeowner's exemption, up 4.5% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,747.00 (+4.47%) Homeowner's exemption | $154,850 (+21.03%) Land $17,100 Building $137,750 | $442,420 Land $48,860 Building $393,560 |
| 2024 | $4,544.00 (-0.15%) | $127,940 (-) Land $12,220 Building $115,720 | |
| 2023 | $4,551.00 Homeowner's exemption | $127,940 Land $12,220 Building $115,720 | |
| 2022 | $365,520 Land $34,900 Building $330,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1307 S Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1307 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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