1307 Patterson St, Morehead City, NC 28557 Property Records

Carteret County property record for 1307 Patterson St, Morehead City, NC 28557

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 4,060 sqft · built 1992
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$1,725,000 (Mar 2021)
Tax Bill	$16,854 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`6386.18.40.7201000`

Property Details

APN / Parcel Number

Primary APN	`6386.18.40.7201000`
Alternative APNs	`548101` `20989`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,060 sqft Heated Area
Gross Area	2,638 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Fiber Cement Siding
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	90 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	174 sqft
Canopy	90 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	20989
Street Address	1307 PATTERSON ST
City	MOREHEAD CITY
State	NC
Zip	28557-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT C ALLISON SMITH MOREHEAD CITY
Legal Subdivision	CLASSIC COTTAGES MAGGIE CHALK
Legal Tract	C
Legal Block	40
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2073
Census Tract	970403

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	200 S COLLEGE ST, 1520, CHARLOTTE, NC 28202-2065
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	20211713196
Deed Book / Page	1713 / 196
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 19, 2021
Property Address	1307 PATTERSON ST, MOREHEAD CITY, NC 28557-4101
Document Number	0017130196
Book / Page	1713 / 196
Instrument Date	Mar 9, 2021
Instrument	1713196
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2503 WAKE DR, 2503, RALEIGH, NC 27608-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 S COLLEGE ST STE 1520, 1520, CHARLOTTE, NC 28202-2065

Mortgage

Document Number	0017130197
Date	Mar 19, 2021
Book Page	1713/197
Instrument	1713197

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 30, 2019
Property Address	1307 PATTERSON ST, MOREHEAD CITY, NC 28557-4101
Document Number	0016530275
Book / Page	001653 / 000275
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,562.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 WAKE DR RALEIGH NC 276081339, RALEIGH, NC 27608-1339

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,952,606 (-) Land $1,522,490 Building $1,430,116	$2,952,606 (-) Land $1,522,490 Building $1,430,116
2025	$16,854.00 (+264.96%)	$2,952,606 (+133.24%) Land $1,522,490 Building $1,430,116	$2,952,606 (+133.24%) Land $1,522,490 Building $1,430,116
2023		$1,265,884 Land $1,053,000 Building $212,884	$1,265,884 Land $1,053,000 Building $212,884
2022	$4,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 58 condo units
Nearby Flood Claims	60 (1985–2022)
Claims Outside the SFHA	19 of 60
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 25 claims Hurricane Fran, Sep 1996 · 7 claims Hurricane Bertha, Jul 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOREHEAD CITY serves 18,846 people · EPA ID NC0416015
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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