1306 Patterson St, Morehead City, NC 28557 Property Records

Carteret County property record for 1306 Patterson St, Morehead City, NC 28557

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,060 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (May 2003)
Tax Bill	$7,754 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`6386.18.40.7346000`

Property Details

APN / Parcel Number

Primary APN	`6386.18.40.7346000`
Alternative APNs	`1000000028718` `447619`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,060 sqft Heated Area
Gross Area	2,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	306 sqft
Deck Area	7 sqft
Patio Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1000000028718
Street Address	1306 PATTERSON ST
City	MOREHEAD CITY
State	NC
Zip	28557-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 B147 TRACT A ALLISON SMITH MOREHEAD CITY
Legal Subdivision	OFFICIAL PLAN
Legal Tract	A
Legal Block	40
Legal Lot Number	4
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2073
Census Tract	970403

Owner

Source: Carteret County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3302 BRIDGES ST, C, MOREHEAD CITY, NC 28557-3366
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jul 31, 2017	Deed of Trust, Mortgage · ARM FIRST BANK
Jun 16, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 2, 2003 · Amount on Record
Deed Sale	May 2, 2003 · Amount on Record
Deed Book / Page	991 / 330
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1306 PATTERSON ST, MOREHEAD CITY, NC 28557-4100
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017580230
Date	Feb 28, 2022
Book Page	1758/230
Instrument	1758230

Lender

Name	FIRSTBANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1306 PATTERSON ST, MOREHEAD CITY, NC 28557-4100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015830106
Date	Jul 31, 2017
Book Page	1583/106
Instrument	1583106

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARTERET NC
Recording Date	Jun 16, 2017
Property Address	1306 PATTERSON ST, MOREHEAD CITY, NC 28557-4100
Document Number	0015780428
Book / Page	001578 / 000428
Instrument Date	Jun 14, 2017
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 PATTERSON ST MOREHEAD CITY NC 285574101, MOREHEAD CITY, NC 28557-4101

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,754.00 (+232.08%)	$1,349,155 (+91.84%) Land $437,150 Building $912,005	$1,349,155 (+91.84%) Land $437,150 Building $912,005
2023		$703,283 Land $328,125 Building $375,158	$703,283 Land $328,125 Building $375,158
2022	$2,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 58 condo units
Nearby Flood Claims	60 (1985–2022)
Claims Outside the SFHA	19 of 60
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 25 claims Hurricane Fran, Sep 1996 · 7 claims Hurricane Bertha, Jul 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOREHEAD CITY serves 18,846 people · EPA ID NC0416015
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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