1307 N Main St, Temple, TX 76501 Property Records

Bell County property record for 1307 N Main St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,092 sqft · built 1990
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on Record
Tax Bill	$7,185 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0088400000`

Property Details

APN / Parcel Number

Primary APN	`0088400000`
Alternative APNs	`847881` `14117`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	2,592 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.201 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Area	720 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	91 sqft
Deck Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	847881
Street Address	1307 N MAIN ST
City	TEMPLE
State	TX
Zip	76501-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	NORTH PARK, BLOCK 002, LOT 0003
Legal Subdivision	NORTH PARK
Legal Block	2
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2035
Census Tract	20500

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1307 N MAIN ST, TEMPLE, TX 76501-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 6, 2018	Warranty Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021
Deed Sale	Sep 23, 2021
Prior Sale	Aug 6, 2018
Deed Document Number	2021062305
Record Updated	Jun 7, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 23, 2021
Property Address	1307 N MAIN ST, TEMPLE, TX 76501-2018
Document Number	0000062305
Map Reference	VOL 195 PG 577
Instrument Date	Sep 10, 2021
Instrument	2021062305
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO S

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 N MAIN ST, TEMPLE, TX 76501-2018

Mortgage

Document Number	0000062306
Date	Sep 23, 2021
Instrument	2021062306

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1307 N MAIN ST, TEMPLE, TX 76501-2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068593
Date	Dec 10, 2020
Instrument	2020-00068593

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	APO, AE 9136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 6, 2018
Property Address	1307 N MAIN ST, TEMPLE, TX 76501-2018
Document Number	0000032891
Book / Page	010552 / 000518
Instrument Date	Aug 6, 2018
Instrument	32891
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1307 N MAIN ST TEMPLE TX 765012018, TEMPLE, TX 76501-2018

Mortgage

Document Number	32892
Date	Aug 6, 2018
Book Page	010552/000523
Instrument	32892

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,185.00 (-1.71%)	$313,424 Land $20,944 Building $292,480	$313,424 Land $20,944 Building $292,480
2022	$7,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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