1304 N Main St, Temple, TX 76501 Property Records

Bell County property record for 1304 N Main St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,703 sqft · built 1934
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Oct 2021)
Tax Bill	$3,932 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0088360000`

Property Details

APN / Parcel Number

Primary APN	`0088360000`
Alternative APNs	`780615` `58450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,703 sqft Living Area
Gross Area	1,841 sqft
1st Floor Area	1,703 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	263 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1304 N MAIN ST
City	TEMPLE
State	TX
Zip	76501-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	NORTH PARK, BLOCK 001, LOT PT 3, (E 1/2 OF 3)
Legal Subdivision	NORTH PARK
Legal Block	1
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2034
Census Tract	20500

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 N MAIN ST, TEMPLE, TX 76501-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Vendor's Lien, Transfer · Conventional Mortgage BARTON CREEK LENDING GROUP LLC
Sep 24, 2020	Deed of Trust, Mortgage TEXELL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	202168569
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0000068569
Record Updated	Sep 20, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 19, 2021
Property Address	1304 N MAIN ST, TEMPLE, TX 76501-2019
Document Number	0000068569
Map Reference	VOL 195 PG 539
Instrument Date	Oct 18, 2021
Instrument	2021068569
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 N MAIN ST, TEMPLE, TX 76501-2019

Mortgage

Document Number	0000068570
Date	Oct 19, 2021
Instrument	2021068570

Lender

Name	BARTON CREEK LENDING GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1304 N MAIN ST, TEMPLE, TX 76501-2019
Document Number	0000054168
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 N MAIN ST TEMPLE TX 765012019, TEMPLE, TX 76501-2019

Mortgage

Document Number	0000054168
Date	Oct 5, 2020
Instrument	54168

Lender

Name	TEXELL CU
Address	TEMPLE, TX 76503

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,932.00 (-19.48%)	$276,963 (-2.21%) Land $22,752 Building $254,211	$276,963 (-2.21%) Land $22,752 Building $254,211
2023	$4,883.00 (-10.57%) Homeowner's exemption	$283,223 Land $20,736 Building $262,487	$283,223 Land $20,736 Building $262,487
2022	$5,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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