1307 Gem Cir, #46, Rockledge, FL 32955 Property Records

Brevard County property record for 1307 Gem Cir, #46, Rockledge, FL 32955

Property Summary

Property Type	Condominium
Details	1,995 sqft · built 1995
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2021)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-36-17-00-762.4`

Property Details

APN / Parcel Number

Primary APN	`25-36-17-00-762.4`
Alternative APNs	`25-36-17-00-00762.4-0000.00` `2521820`

Interior

Stories	2 Stories
Building Area	1,995 sqft Living Area
Gross Area	2,597 sqft
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2521820
Street Address	1307 GEM CIR, 46
City	ROCKLEDGE
State	FL
Zip	32955-6414
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE GEMS CONDO PH 1 UNIT 46 THE GEMS PHASE I AS DESC IN ORB 3325 PG 398 AND ALL AMENDMENTS THERETO.
Legal Range	36E
Legal Township	25S
Legal Section	17
Legal Subdivision	GEMS CONDOMINIUM PHASE 1
Legal Phase	1
Legal Block	762.4
Legal Unit	46
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	5
Census Block	5005
Census Tract	63105

Owner

1307 Gem Cir, #46 is owned and occupied by two individuals who bought it in July 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1307 GEM CIR, 46, ROCKLEDGE, FL 32955-6414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC
Jan 31, 2018	Warranty Deed, Transfer · VA Mortgage WOLFE FIN'L
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2021193067
Deed Book / Page	9201 / 1958
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 26, 2021
Property Address	1307 GEM CIR # 46, 46, ROCKLEDGE, FL 32955-6414
Document Number	0092011958
Book / Page	9201 / 1958
Map Reference	MB 3325 PG 398
Instrument Date	Jul 22, 2021
Instrument	2021193067
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	ISLAND TITLE AGENCY LLC, ISLAND T&E AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 N OAK PARK DR, LEXINGTON, AL 35648-3360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 GEM CIR # 46, 46, ROCKLEDGE, FL 32955-6414
Investor	Possibly a Property Investor

Mortgage

Document Number	0092011960
Date	Jul 26, 2021
Instrument	9201/1960

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 31, 2018
Property Address	1307 GEM CIR # 46, 46, ROCKLEDGE, FL 32955-6414
Document Number	0080811747
Book / Page	008081 / 001747
Instrument Date	Jan 20, 2018
Instrument	22702
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 N OAK PARK DR

Mortgage

Document Number	80811749
Date	Jan 31, 2018
Book Page	008081/001749
Instrument	22703

Lender

Name	WOLFE FIN'L
Type	Funding / Finance Company
Address	ASHEBORO, NC 27203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1307 GEM CIR # 46, 46, ROCKLEDGE, FL 32955-6414
Document Number	0080300799
Book / Page	008030 / 000799
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1307 GEM CIR #46 ROCKLEDGE FL 329556414, 46, ROCKLEDGE, FL 32955-6414

Mortgage

Document Number	0080300799
Date	Nov 17, 2017
Book Page	008030/000799
Instrument	240455

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 16, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Gem Cir, #46 was $4,285 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,810 (+1.28%)	$316,810 (+1.28%)
2025	$4,285.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$312,810 Land $69,000 Building $243,810	$312,810 Land $69,000 Building $243,810
2023	$4,153.00 (+5.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$296,380 (+3%)	$315,810 (+9.75%) Land $69,000 Building $246,810
2022	$3,925.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$287,750 Land $63,000 Building $224,750	$287,750 Land $63,000 Building $224,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 Gem Cir, #46 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	7 (2000–2022)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Gem Cir, #46 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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