1304 Gem Cir, #3, Rockledge, FL 32955 Property Records

Brevard County property record for 1304 Gem Cir, #3, Rockledge, FL 32955

Property Summary

Property Type	Condominium
Details	1,484 sqft · built 1995
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$225,500 (Sep 2019)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-36-17-00-762.3`

Property Details

APN / Parcel Number

Primary APN	`25-36-17-00-762.3`
Alternative APNs	`25-36-17-00-00762.3-0000.00` `2522333`

Interior

Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	1,484 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2522333
Street Address	1304 GEM CIR, 3
City	ROCKLEDGE
State	FL
Zip	32955-6413
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE GEMS CONDO PH 1 UNIT 3 THE GEMS PHASE 1 AS DESC IN ORB 3325 PG 398 AND ALL AMENDMENTS THERETO.
Legal Range	36E
Legal Township	25S
Legal Section	17
Legal Subdivision	GEMS
Legal Phase	1
Legal Block	762.3
Legal Unit	3
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	5
Census Block	5005
Census Tract	63105

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 GEM CIR, 3, ROCKLEDGE, FL 32955-6413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 9, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Apr 28, 2016 · Amount on Record
Deed Document Number	2019195073
Deed Book / Page	8531 / 2925
Prior Transfer Date	May 23, 2003
Prior Transfer Doc	0000153241
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1304 GEM CIR # 3, 3, ROCKLEDGE, FL 32955-6413
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 GEM CIR 3, 3, ROCKLEDGE, FL 32955-6413

Mortgage

Document Number	0093570812
Date	Dec 15, 2021
Book Page	9357/812
Instrument	2021325747

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 9, 2019
Property Address	1304 GEM CIR # 3, 3, ROCKLEDGE, FL 32955-6413
Document Number	0085312925
Book / Page	8531 / 2925
Map Reference	MB 3325 PG 398
Instrument Date	Aug 30, 2019
Instrument	2019195073
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ISLAND T&E AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,578.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 ETHAN LN, 3940, WILLIAMSBURG, VA 23188-3921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 GEM CIR # 3, 3, ROCKLEDGE, FL 32955-6413

Mortgage

Document Number	2019195074
Date	Sep 9, 2019
Instrument	2019195074

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,240 (+2.7%)	$274,710 (+1.15%)
2025	$2,508.00 (+4.24%) Homeowner's exemption	$194,980 (+5.98%)	$271,580 (-1.07%) Land $69,000 Building $202,580
2023	$2,406.00 (+6.55%) Homeowner's exemption	$183,980 (+3%)	$274,520 (+8.46%) Land $69,000 Building $205,520
2022	$2,258.00 Homeowner's exemption	$178,630	$253,110 Land $63,000 Building $190,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	7 (2000–2022)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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