1307 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1307 E Henry Clay Ave, Fort Wright, KY 41011 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,871 sqft · built 1940
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$243,000 (Sep 2020)
Tax Bill$2,408 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN041-20-00-206.00

Property Details

APN / Parcel Number

Primary APN041-20-00-206.00

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,871 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1307 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 203
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number203
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1008
Census Tract65200

Owner

Source: Kenton County records · APN 041-20-00-206.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1307 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Construction Mortgage
GERMAN AMERICAN BANK
Sep 09, 2020Warranty Deed, Transfer · Conventional with PMI
HEARTLAND BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 2020 · Amount on Record
Deed SaleSep 09, 2020 · Amount on Record
Prior SaleAug 21, 2014 · Amount on Record
Deed Document Number20205900238
Deed Book / Page42 / 527
Prior Transfer DateNov 08, 1996
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJul 17, 2026
Property Address1307 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3721
Document Number0000015166
Book / Page460 / 891
Instrument DateJun 17, 2026
Instrument202615166
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3721

Mortgage

Document Number0000015166,
DateJul 17, 2026
Book Page460/891
Instrument202615166
Lender
NameGERMAN AMERICAN BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2027
Interest
Rate6.51%
Max Rate-1%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 09, 2020
Property Address1307 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3721
Document Number0000000238
Book / Page000042 / 000527
Instrument DateSep 04, 2020
Instrument238
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyHOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$243.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1307 E HENRY CLAY AVE FORT WRIGHT KY 410113721, FORT WRIGHT, KY 41011-3721

Mortgage

Document Number239
DateSep 09, 2020
Book Page000M95/000284
Instrument239
Lender
NameHEARTLAND BK
TypeBank
AddressWHITEHALL, OH 43213
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 08, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,408.00 (-7.03%)$243,000 (-) Land $45,000 Building $198,000$243,000 (-) Land $45,000 Building $198,000
2023$2,590.00$243,000 Land $45,000 Building $198,000$243,000 Land $45,000 Building $198,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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