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1304 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1304 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 1950
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Feb 2025)
Tax Bill$3,379 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Dec 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN041-20-00-203.00

Property Details

APN / Parcel Number

Primary APN041-20-00-203.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,535 sqft Finished Area
Gross Area2,090 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.389 acres)
Lot Dimensions325 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0412000203.00
Street Address1304 E HENRY CLAY AVE
CityFT WRIGHT
StateKY
Zip41011-3722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 236
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number236
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract65200

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 WOODHOLLOW RD STE 1, 1, PARSIPPANY, NJ 07054-2832
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Warranty Deed, Transfer · Conventional Mortgage
SIGNATURE MORTGAGE INC
Dec 13, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
SOFI MTG LLC
Jan 17, 2017Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2025 · Amount on Record
Deed SaleFeb 18, 2025 · Amount on Record
Prior SaleFeb 18, 2025 · Amount on Record
Deed Document Number0000329657
Deed Book / Page329 / 657
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 19, 2021
Property Address1304 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3722
Document Number0005900039
Book / Page132 / 147
Instrument DateNov 16, 2021
Instrument21111905900039
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1703 CREEKSIDE DR, 1703, CLARKSVILLE, IN 47129-9031

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3722

Mortgage

Document Number0005900040
DateNov 19, 2021
Book Page303/896
Instrument21111905900040
Lender
NameSIGNATURE MORTGAGE INC
TypeMortgage Company
AddressNEW ALBANY, IN 47150
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 13, 2021
Property Address1304 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3722
Document Number0005900295
Book / Page136 / 754
Instrument DateSep 30, 2021
Instrument21121305900295
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3722

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1304 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3722
Document Number0000000278
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedDec 11, 2019
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 E HENRY CLAY AVE FORT WRIGHT KY 410113722, FORT WRIGHT, KY 41011-3722

Mortgage

Document Number0000000278
DateNov 18, 2019
Book Page0C6804/000001
Instrument278
Lender
NameSOFI MTG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 17, 2039

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1304 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3722
Document Number0000000150
Book / Page0C6083 / 000157
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedMay 16, 2017
Title CompanyCOMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1304 E HENRY CLAY AVE FORT WRIGHT KY 410113722, FORT WRIGHT, KY 41011-3722

Mortgage

Document Number0000000150
DateJan 26, 2017
Book Page0C6083/000157
Instrument150
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueJan 25, 2044

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,379.00 (+32.1%)$341,000 (+42.08%) Land $45,000 Building $296,000$341,000 (+42.08%) Land $45,000 Building $296,000
2023$2,558.00$240,000 Land $45,000 Building $195,000$240,000 Land $45,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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