1307 Division St, Alta, IA 51002 Property Records

Buena Vista County property record for 1307 Division St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1977
Lot Size	0.264 acres (11,520 sqft)
Owner	Individual Name on File
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-353-007`

Property Details

APN / Parcel Number

Primary APN	`09-26-353-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Finished Basement	425 sqft
Unfinished Basement	1,120 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,520 sqft (0.264 acres)
Lot Dimensions	128 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	180 sqft
Patio Area	656 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	1307 DIVISION ST
City	ALTA
State	IA
Zip	51002-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08-00 ALTA CORP. MERV PETERSENS 1ST ADD.
Legal Subdivision	MERV PETERSENS 1ST ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2061
Census Tract	960600

Owner

1307 Division St is owned and occupied by an individual.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1307 DIVISION ST, ALTA, IA 51002-1701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS & LOAN
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 17, 2026
Property Address	1307 DIVISION ST, ALTA, IA 51002-1701
Document Number	0000001690
Instrument Date	Jul 13, 2026
Instrument	20261690
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 DIVISION ST, ALTA, IA 51002-1701

Mortgage

Document Number	0000001690,
Date	Jul 17, 2026
Instrument	20261690

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	1307 DIVISION ST, ALTA, IA 51002-1701
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220848
Date	Mar 31, 2022
Instrument	220848

Lender

Name	COLONIAL SAVINGS & LOAN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	1307 DIVISION ST, ALTA, IA 51002-1701
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000181824
Date	Jul 24, 2018
Instrument	000000181824

Lender

Name	CITIZENS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	114 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Division St was $2,184 with a homeowner's exemption, down 7.5% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,600 (+22.82%) Land $44,600 Building $161,000	$205,600 (+22.82%) Land $44,600 Building $161,000
2025	$2,184.00 (-7.46%) Homeowner's exemption	$167,400 Land $22,280 Building $145,120	$167,400 Land $22,280 Building $145,120
2024	$2,360.00
2023		$167,400 (+27.43%) Land $22,280 Building $145,120	$167,400 Land $22,280 Building $145,120
2022	$2,062.00 Homeowner's exemption	$131,370 Land $22,280 Building $109,090
2021			$131,370 Land $22,280 Building $109,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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