1302 Division St, Alta, IA 51002 Property Records

Buena Vista County property record for 1302 Division St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,693 sqft · built 1976
Lot Size	0.264 acres (11,520 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-352-004`

Property Details

APN / Parcel Number

Primary APN	`09-26-352-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	601 sqft
Basement Area	1,092 sqft
Finished Basement	375 sqft
Unfinished Basement	1,092 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	11,520 sqft (0.264 acres)
Lot Dimensions	128 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	1302 DIVISION ST
City	ALTA
State	IA
Zip	51002-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-00 ALTA CORP. MERV PETERSENS 1ST ADD.
Legal Subdivision	MERV PETERSENS 1ST ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2061
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 DIVISION ST, ALTA, IA 51002-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2009	Deed of Trust, Mortgage · USDA Mortgage USDA
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	1302 DIVISION ST, ALTA, IA 51002-1702
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091729
Date	Jun 4, 2009
Instrument	091729

Lender

Name	USDA
Type	Government Agency
Address	URBANDALE, IA 50322

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 3, 2016

Interest

Rate	2%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	1302 DIVISION ST, ALTA, IA 51002-1702
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232701
Date	Dec 7, 2023
Instrument	232701

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,500 (+15.24%) Land $44,600 Building $177,900	$222,500 (+15.24%) Land $44,600 Building $177,900
2025	$2,698.00 (-6.97%) Homeowner's exemption	$193,080 (-) Land $22,280 Building $170,800	$193,080 (-) Land $22,280 Building $170,800
2024	$2,900.00 (+20.43%)
2023		$193,080 (+30.41%) Land $22,280 Building $170,800	$193,080 (+30.41%) Land $22,280 Building $170,800
2022	$2,408.00 Homeowner's exemption	$148,060 Land $22,280 Building $125,780
2021			$148,060 Land $22,280 Building $125,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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