1307 Cypress Point Dr, Placentia, CA 92870 Property Records

Orange County property record for 1307 Cypress Point Dr, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,588 sqft · built 1963
Lot Size	0.155 acres (6,745 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Dec 2019)
Tax Bill	$9,868 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`340-273-23`

Property Details

APN / Parcel Number

Primary APN	`340-273-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
1st Floor Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,745 sqft (0.155 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1307 CYPRESS POINT DR
City	PLACENTIA
State	CA
Zip	92870-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4657 BLK LOT 47
Legal Subdivision	TRACT NO 4657
Legal Tract	4657
Legal Lot Number	47
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2013
Census Tract	11715

Owner

1307 Cypress Point Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 26, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 17, 2019	Grant Deed, Transfer · FHA Mortgage ORION LNDG
May 3, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	2019528858
Prior Transfer Date	Jun 21, 2013
Prior Transfer Doc	0000392069
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423

Mortgage

Document Number	0000090916
Date	Mar 31, 2026
Instrument	2026000090916

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423

Mortgage

Document Number	0000194020
Date	Aug 10, 2023
Instrument	2023000194020

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423

Mortgage

Document Number	0000052685
Date	Jan 26, 2021
Instrument	2021000052685

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 17, 2019
Property Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423
Document Number	0000528858
Instrument Date	Dec 14, 2019
Instrument	528858
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1307 CYPRESS POINT DR CORONA CA 92879, CORONA, CA 92879

Mortgage

Document Number	528859
Date	Dec 17, 2019
Instrument	528859

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 3, 2019
Property Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423
Document Number	0000147872
Instrument Date	Apr 15, 2019
Instrument	147872
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1307 CYPRESS POINT DR PLACENTIA CA 928703423, PLACENTIA, CA 92870-3423

Mortgage

Document Number	147873
Date	May 3, 2019
Instrument	147873

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1307 CYPRESS POINT DR, PLACENTIA, CA 92870-3423
Document Number	0000418696
Instrument Date	Sep 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1307 CYPRESS POINT DR PLACENTIA CA 928703423, PLACENTIA, CA 92870-3423

Mortgage

Document Number	0000418696
Date	Oct 2, 2017
Instrument	418696

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Cypress Point Dr was $9,868, up 2.5% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$858,947 (+2%) Land $747,181 Building $111,766
2025	$9,868.00 (+2.54%)	$842,105 Land $732,530 Building $109,575
2024	$9,624.00 (+1.99%)
2023	$9,436.00 (+1.24%)	$809,406 Land $704,085 Building $105,321
2022	$9,320.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1307 Cypress Point Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1307 Cypress Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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