1307 Commons Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1307 Commons Cir, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2014
Lot Size	0.1 acres (4,356 sqft)
Owner	Trust Name on File
Last Sale	$211,780 (Jan 2015)
Tax Bill	$5,052 (2025)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`T072500094`

Property Details

APN / Parcel Number

Primary APN	`T072500094`
Alternative APN	`3-0018-A108-00-1307.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
Basement Area	1,260 sqft

Exterior

Year Built	Built 2014
Architectural Style	Townhouse
Exterior Material	Composition/Composite
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T072500094
Old Parcel Number	T072500094
Street Address	1307 COMMONS CIR
City	SAINT CHARLES
State	MO
Zip	63304-6842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL GREEN LOT 1307
Legal Range	03E
Legal Township	46N
Legal Subdivision	COLONIAL GREEN
Legal Lot Number	1307
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1025
Census Tract	311740

Owner

1307 Commons Cir is owner-occupied and held in a trust since November 2022.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	1307 COMMONS CIR, SAINT CHARLES, MO 63304-6842
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 8, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2015 · Amount on File
Deed Sale	Jan 23, 2015 · Amount on File
Prior Sale	Jan 23, 2015 · Amount on File
Deed Document Number	0000043430
Deed Book / Page	6296 / 1387
Last Transfer Date	Nov 8, 2022
Transfer Doc	0000060570
Record Updated	Jun 8, 2026

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 8, 2022
Property Address	1307 COMMONS CIR, SAINT CHARLES, MO 63304-6842
Document Number	0000060569
Map Reference	MB 43 PG 215
Instrument Date	Oct 25, 2022
Instrument	2022R-060569
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 8, 2022
Property Address	1307 COMMONS CIR, SAINT CHARLES, MO 63304-6842
Document Number	0000060570
Map Reference	MB 43 PG 215
Instrument Date	Oct 25, 2022
Instrument	2022R-060570
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 COMMONS CIR, COTTLEVILLE, MO 63304-6842

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1307 COMMONS CIR, COTTLEVILLE, MO 63304-6842

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Commons Cir was $5,052.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,052.00	$82,064	$431,918 Land $70,001 Building $361,917
2023		$75,534
2022			$397,547 Land $49,998 Building $347,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1307 Commons Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Commons Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on Commons Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures