1304 Commons Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1304 Commons Cir, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,744 sqft · built 2013
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Tax Bill$3,941 (2025)
Flood ZoneZone AE (high risk)
APNT072500091

Property Details

APN / Parcel Number

Primary APNT072500091
Alternative APN
  • 3-0018-A108-00-1304.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
Gross Area2,828 sqft
1st Floor Area1,060 sqft
Basement Area684 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT072500091
Street Address1304 COMMONS CIR
CitySAINT CHARLES
StateMO
Zip63304-6825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONIAL GREEN LOT 1304
Legal SubdivisionCOLONIAL GREEN
Legal Lot Number1304
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1023
Census Tract311740

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address921 KIEFER RIDGE DR, BALLWIN, MO 63021-6098
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2024
Deed SaleDec 26, 2024
Prior SaleJan 2, 2014 · Amount on Record
Deed Document Number202454012
Prior Transfer DateSep 21, 2020
Prior Transfer Doc0000071767
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,923 (-)$336,436 (-) Building $336,436
2025$3,941.00 (+22.96%)$63,923 (+11.4%)$336,436 (+11.4%)
2023$57,382 (+20.06%)
2022$3,205.00$47,793$302,013 (+20.07%) Land $49,998 Building $252,015
2021$251,540 Land $35,000 Building $216,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on Commons Cir

Nearby Streets

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