1307 Cliffview Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1307 Cliffview Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,710 sqft · built 2016
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Tax Bill	$11,031 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2019 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-11-181-012`

Property Details

APN / Parcel Number

Primary APN	`03-11-181-012`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,710 sqft Base Area
1st Floor Area	2,710 sqft
Basement Area	2,710 sqft
Unfinished Basement	2,710 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	46,609 sqft (1.07 acres)
Garage Area	1,454 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	1307 CLIFFVIEW DR
City	EFFINGHAM
State	IL
Zip	62401-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 LAKESIDE HILLS 3358/105 3190/100
Legal Subdivision	LAKESIDE HILLS SUBDIVISION
Legal Lot Number	12
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1027
Census Tract	950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1307 CLIFFVIEW DR, EFFINGHAM, IL 62401-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jul 11, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIETERICH BANK NA
Jan 3, 2018	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 13, 2017
Transfer Doc	3358/105
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1307 CLIFFVIEW DR, EFFINGHAM, IL 62401-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3284/018
Date	Mar 8, 2017
Book Page	3284/018
Instrument	201701701063

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 1, 2022

Interest

Rate Type	Fixed Rate
Rate	4.17%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1307 CLIFFVIEW DR, EFFINGHAM, IL 62401-5222
Transaction Type	Mortgage
Record Updated	Aug 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3479/026
Date	Jul 11, 2019
Book Page	3479/026
Instrument	201901902589

Lender

Name	DIETERICH BANK NA
Type	Credit Union
Address	EFFINGHAM, IL 62401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 10, 2020

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 3, 2018
Property Address	1307 CLIFFVIEW DR, EFFINGHAM, IL 62401-5222
Document Number	3358/105
Book / Page	3358 / 105
Map Reference	MB 1767 PG 182
Instrument Date	Sep 13, 2017
Instrument	201801800040
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 CLIFFVIEW DR, EFFINGHAM, IL 62401-5222

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,031.00 (-7.87%) Homeowner's exemption	$201,810 (+1%) Land $23,000 Building $178,810	$605,430 (+1%) Land $69,000 Building $536,430
2024	$11,973.00 (+22.3%)	$183,460 (+19.9%) Land $20,910 Building $162,550	$550,380 (+19.9%) Land $62,730 Building $487,650
2022	$9,790.00 Homeowner's exemption	$153,010 Land $17,440 Building $135,570	$459,030 Land $52,320 Building $406,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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