1305 Cliffview Dr, Effingham, IL 62401 Property Records

Effingham County property record for 1305 Cliffview Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,023 sqft · built 2001
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,430 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-181-011`

Property Details

APN / Parcel Number

Primary APN	`03-11-181-011`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	2,023 sqft Base Area
1st Floor Area	2,023 sqft
Basement Area	2,023 sqft
Unfinished Basement	2,023 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Roof Material	Asphalt
Lot Area	27,007 sqft (0.62 acres)
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1305 CLIFFVIEW DR
City	EFFINGHAM
State	IL
Zip	62401-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 LAKESIDE HILLS 3123/83 2844/156 1404/152
Legal Subdivision	LAKESIDE HILLS SUBDIVISION
Legal Lot Number	11
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1025
Census Tract	950700

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1305 CLIFFVIEW DR, EFFINGHAM, IL 62401-5222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 27, 2012
Transfer Doc	2844/156
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1305 CLIFFVIEW DR, EFFINGHAM, IL 62401-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 CLIFFVIEW DR, EFFINGHAM, IL 62401-5222

Mortgage

Document Number	3633/15
Date	Nov 20, 2020
Book Page	3633/15
Instrument	202020006444

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	163 Months
Due	Jun 15, 2034

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,430.00 (-7.57%) Homeowner's exemption	$102,390 (+1%) Land $18,470 Building $83,920	$307,170 (+1%) Land $55,410 Building $251,760
2024	$5,875.00 (+23.68%)	$93,080 (+19.92%) Land $16,790 Building $76,290	$279,240 (+19.92%) Land $50,370 Building $228,870
2022	$4,750.00 Homeowner's exemption	$77,620 Land $14,000 Building $63,620	$232,860 Land $42,000 Building $190,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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