1307 2nd Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1307 2nd Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,645 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (Jul 2019)
Tax Bill	$1,700 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.847.0820`

Property Details

APN / Parcel Number

Primary APN	`58.847.0820`

Exterior

Lot Area	5,645 sqft (0.13 acres)

Location & Zoning

Street Address	1307 2ND AVE S
City	MOORHEAD
State	MN
Zip	56560-2941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WHITES 1ST ADD LOT 016 BLOCK 010 SUBDIVISIONCD 58847 W 1/2 OF 16 & ALL OF 17 BLK 10
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 1ST ADD
Legal Block	10
Legal Lot Number	16
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2043
Census Tract	20300

Owner

Source: Clay County records · APN 58.847.0820

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1307 2ND AVE S, MOORHEAD, MN 56560-2941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Sep 11, 2012 · Amount on Record
Deed Document Number	2019791729
Record Updated	Jun 08, 2026

July 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CLAY MN
Recording Date	Jul 23, 2019
Property Address	1307 2ND AVE S, MOORHEAD, MN 56560-2941
Document Number	0000791729
Instrument Date	Jul 19, 2019
Instrument	791729
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FM TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$358.05
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 2ND AVE S, MOORHEAD, MN 56560-2941

Mortgage

Document Number	0000791731
Date	Jul 23, 2019
Instrument	791731

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,700.00 (+15.02%)
2025		$130,800 (+8.28%) Land $28,300 Building $102,500	$130,800 (+8.28%) Land $28,300 Building $102,500
2023	$1,478.00 Homeowner's exemption	$120,800 Land $26,400 Building $94,400	$120,800 Land $26,400 Building $94,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Consolidated Communications, Park Region Mutual Telephone Company.

Based on FCC filings for 419 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Moorhead serves 44,583 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.