Clay County property record for 1306 2nd Ave S, Moorhead, MN 56560 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,525 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,498 (2026) |
| Deeds & Mortgages | Apr 2024 Transfer Aug 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.847.0400 |
| Primary APN | 58.847.0400 |
|---|
| Lot Area | 7,525 sqft (0.17 acres) |
|---|
| Street Address | 1306 2ND AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WHITES 1ST ADD LOT 023 BLOCK 005 SUBDIVISIONCD 58847 LOTS 23-24 BLK 5 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 08 |
| Legal Subdivision | WHITES 1ST ADD |
| Legal Block | 5 |
| Legal Lot Number | 23 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 20300 |
Source: Clay County records · APN 58.847.0400
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1306 2ND AVE S, MOORHEAD, MN 56560-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2024 | Transfer on Death Deed, Transfer |
| Aug 01, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL MN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Apr 09, 2024 |
| Property Address | 1306 2ND AVE S, MOORHEAD, MN 56560-2942 |
| Document Number | 0000844932 |
| Instrument Date | Apr 07, 2024 |
| Instrument | 844932 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 2ND AVE S, MOORHEAD, MN 56560-2942 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1306 2ND AVE S, MOORHEAD, MN 56560-2942 |
| Document Number | 0000792612 |
| Instrument Date | Aug 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1306 2ND AVE S MOORHEAD MN 565602942, MOORHEAD, MN 56560-2942 |
| Document Number | 0000792612 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 792612 |
| Name | CENTRAL MN CU |
|---|---|
| Address | SAINT JOSEPH, MN 56374 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 18, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,498.00 (+9.95%) | ||
| 2025 | $132,300 (+10.62%) Land $38,300 Building $94,000 | $132,300 (+10.62%) Land $38,300 Building $94,000 | |
| 2023 | $2,272.00 Homeowner's exemption | $119,600 Land $35,700 Building $83,900 | $119,600 Land $35,700 Building $83,900 |
Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2011) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Apr 2011, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 2,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Midcontinent Communications, Consolidated Communications, Park Region Mutual Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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