1307 22nd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1307 22nd St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,364 sqft · built 1980
Lot Size	0.463 acres (20,150 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Aug 2006)
Tax Bill	$16,629 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`062-022-041`

Property Details

APN / Parcel Number

Primary APN	`062-022-041`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	20,150 sqft (0.463 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1307 22ND ST
City	OCEANO
State	CA
Zip	93445-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN OCEANO WILMAR SB BL 1 PTN LT C
Legal Subdivision	WILMER ADD
Legal Block	1
Legal Lot Number	C
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2001
Census Tract	12202

Owner

Source: San Luis Obispo County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1307 22ND ST, OCEANO, CA 93445-9235
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 20, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2006 · Amount on Record
Deed Sale	Aug 10, 2006 · Amount on Record
Deed Document Number	200656422
Last Transfer Date	Jan 21, 2019
Transfer Doc	0000005886
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 1, 2026
Property Address	1307 22ND ST, OCEANO, CA 93445-9235
Document Number	0000009843
Instrument Date	Mar 26, 2026
Instrument	20269843
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust, 284
Address	1307 22ND ST, OCEANO, CA 93445-9235

Mortgage

Document Number	0000009843,
Date	Apr 1, 2026
Instrument	20269843

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 20, 2019
Property Address	1307 22ND ST, OCEANO, CA 93445-9235
Document Number	0000005886
Instrument Date	Jan 21, 2019
Instrument	5886
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1307 22ND ST OCEANO CA 934459235, OCEANO, CA 93445-9235

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,589,412 (+3.69%) Land $498,795 Building $1,090,617
2025	$16,629.00 (+5.17%) Homeowner's exemption	$1,532,795 (+9.85%) Land $489,015 Building $1,043,780
2024	$15,812.00 (+4.87%)
2023	$15,078.00 (+4.74%) Homeowner's exemption	$1,395,394 Land $470,027 Building $925,367
2022	$14,396.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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