13057 Union Terrace Ln N, Champlin, MN 55316 Property Records

Hennepin County property record for 13057 Union Terrace Ln N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,054 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$2,238,429 (Feb 2016)
Tax Bill	$5,098 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`24-120-22-21-0101`

Property Details

APN / Parcel Number

Primary APN	`24-120-22-21-0101`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,054 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,054 sqft
Basement Area	768 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	118 ft deep x 91 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	650 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	428 sqft
Deck Area	297 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	13057 UNION TERRACE LN N
City	CHAMPLIN
State	MN
Zip	55316-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 003 T BRAYS 2ND ADDN 91 X 118
Legal Range	22
Legal Township	120
Legal Section	24
Legal Quarter	21
Legal Subdivision	BRAYS 2ND ADDN
Legal Block	3
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3014
Census Tract	26903

Owner

13057 Union Terrace Ln N is owned and occupied by two individuals who acquired it in April 2023.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13057 UNION TERRACE LN N, CHAMPLIN, MN 55316-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Jan 11, 2018	Deed of Trust, Mortgage · Conventional with PMI BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2016 · Amount on File
Deed Sale	Feb 1, 2016 · Amount on File
Deed Document Number	20165324231
Last Transfer Date	Apr 3, 2023
Transfer Doc	0006007538
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	13057 UNION TERRACE LN N, CHAMPLIN, MN 55316-1125
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5953899
Date	Jun 22, 2022
Instrument	T5953899

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jun 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	13057 UNION TERRACE LN N, CHAMPLIN, MN 55316-1125
Document Number	0005512772
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13057 UNION TERRACE LN N CHAMPLIN MN 553161125, CHAMPLIN, MN 55316-1125

Mortgage

Document Number	0005512772
Date	Feb 20, 2018
Instrument	5512772

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 19, 2028

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	13057 UNION TERRACE LN N, CHAMPLIN, MN 55316-1125
Document Number	0005506026
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13057 UNION TERRACE LN N CHAMPLIN MN 553161125, CHAMPLIN, MN 55316-1125

Mortgage

Document Number	0005506026
Date	Jan 18, 2018
Instrument	5506026

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13057 Union Terrace Ln N was $5,098.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,098.00	$344,100 Land $84,000 Building $260,100	$344,100 Land $84,000 Building $260,100
2023	$4,622.00 Homeowner's exemption
2022		$329,000 Land $78,000 Building $251,000	$329,000 Land $78,000 Building $251,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13057 Union Terrace Ln N in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1984–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13057 Union Terrace Ln N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Gateway Fiber, Xtratyme Technologies.

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