13063 Tradd St, Carmel, IN 46032 Property Records

Hamilton County property record for 13063 Tradd St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,436 sqft · built 2015
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Dec 2015)
Tax Bill	$10,905 (2024)
Deeds & Mortgages	Jul 2023 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-046-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-046-008.000-018`
Alternative APN	`1709280046008000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,436 sqft Living Area
Gross Area	6,621 sqft
1st Floor Area	5,666 sqft
2nd Floor Area	2,036 sqft
Basement Area	1,686 sqft
Finished Basement	1,456 sqft
Unfinished Basement	230 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	140 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	955 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13063 TRADD ST
City	CARMEL
State	IN
Zip	46032-8373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .17, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 5001, LOT 445
Legal Range	03
Legal Township	18
Legal Section	28
Legal Subdivision	VILLAGE OF WESTCLAY SECTION 5001
Legal Lot Number	445
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1003
Census Tract	111009

Owner

13063 Tradd St is owned and occupied by two individuals who acquired it in July 2023.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13063 TRADD ST, CARMEL, IN 46032-8373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Transfer on Death Deed, Transfer
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE NATIONAL BANK OF INDIANAPOLIS
Apr 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE NATIONAL BANK OF INDIANAPOLIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2015 · Amount on File
Deed Sale	Dec 10, 2015 · Amount on File
Prior Sale	Jun 4, 2008
Deed Document Number	201563088
Last Transfer Date	Jul 18, 2023
Transfer Doc	0000026761
Record Updated	Sep 20, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 18, 2023
Property Address	13063 TRADD ST, CARMEL, IN 46032-8373
Document Number	0000026761
Map Reference	DOC 200600001832
Instrument Date	Jul 18, 2023
Instrument	2023026761
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13063 TRADD ST, CARMEL, IN 46032-8373

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13063 TRADD ST, CARMEL, IN 46032-8373
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025970
Date	Apr 5, 2021
Instrument	2021025970

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13063 TRADD ST, CARMEL, IN 46032-8373
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025971
Date	Apr 5, 2021
Instrument	2021025971

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,050,900 (+10.82%) Land $186,000 Building $864,900	$1,050,900 (+10.82%) Land $186,000 Building $864,900
2024	$10,905.00 (+0.41%)	$948,300 (-0.19%) Land $186,000 Building $762,300	$948,300 (-0.19%) Land $186,000 Building $762,300
2023	$10,861.00 (+14.35%) Homeowner's exemption	$950,100 (+15.22%) Land $93,800 Building $856,300	$950,100 (+15.22%) Land $93,800 Building $856,300
2022	$9,498.00 (+22.3%) Homeowner's exemption	$824,600 Land $93,800 Building $730,800	$824,600 Land $93,800 Building $730,800
2021	$7,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13063 Tradd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13063 Tradd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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