13035 Tradd St, Carmel, IN 46032 Property Records

Hamilton County property record for 13035 Tradd St, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,493 sqft · built 2005
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$10,149 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-28-046-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-28-046-005.000-018`
Alternative APN	`1709280046005000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,493 sqft Living Area
1st Floor Area	1,672 sqft
2nd Floor Area	1,280 sqft
Attic	Attic
Attic Area	529 sqft
Basement Area	1,518 sqft
Finished Basement	1,138 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	130 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Gazebo	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709280046005000
Street Address	13035 TRADD ST
City	CARMEL
State	IN
Zip	46032-8373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .19, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 5001, LOT 442, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	28
Legal Subdivision	VILLAGE OF WESTCLAY SECTION 5001
Legal Lot Number	442 59
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1019
Census Tract	111009

Owner

13035 Tradd St is owned and occupied by an individual who acquired it in June 2015.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	13035 TRADD ST, CARMEL, IN 46032-8373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2015
Deed Sale	Jun 10, 2015
Prior Sale	Nov 16, 2006
Deed Document Number	2015027960
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13035 TRADD ST, CARMEL, IN 46032-8373
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073197
Date	Oct 14, 2020
Instrument	2020073197

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	CRANBERRY ISLES, ME 4625

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$972,700 (+10.05%) Land $192,700 Building $780,000	$972,700 (+10.05%) Land $192,700 Building $780,000
2024	$10,149.00 (+2.55%)	$883,900 (+2.59%) Land $192,700 Building $691,200	$883,900 (+2.59%) Land $192,700 Building $691,200
2023	$9,897.00 (+15.78%) Homeowner's exemption	$861,600 (+15.88%) Land $97,200 Building $764,400	$861,600 (+15.88%) Land $97,200 Building $764,400
2022	$8,548.00 Homeowner's exemption	$743,500 Land $97,200 Building $646,300	$743,500 Land $97,200 Building $646,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13035 Tradd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13035 Tradd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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