St. Louis County property record for 1306 Windgate Way Ct, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 6,840 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,096,900 (May 2021) |
| Tax Bill | $14,124 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18U-14-0583 |
| Primary APN | 18U-14-0583 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 6,840 sqft Living Area |
| Gross Area | 7,654 sqft |
| 1st Floor Area | 2,231 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Depth | 126 ft Depth |
| Garage Type | Attached |
| Garage Area | 814 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 650 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 135 sqft |
| Patio Area | 180 sqft |
| Balcony Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1306 WINDGATE WAY CT |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105E2 |
| Legal Description | WINDGATE LOT 4 |
| Legal Subdivision | WINDGATE |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 221629 |
Source: St. Louis County assessment roll, APN 18U-14-0583, as of September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Line of Credit ARSENAL CU |
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit ARSENAL CU |
| Apr 28, 2022 | Beneficiary Deed, Transfer |
| May 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage F&B ACQUISITION GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2021 · Amount on Record |
| Deed Sale | May 04, 2021 · Amount on Record |
| Prior Sale | Oct 17, 2001 · Amount on Record |
| Deed Document Number | 2021410 |
| Deed Book / Page | 24838 / 2946 |
| Last Transfer Date | Apr 26, 2022 |
| Transfer Doc | 0000000435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2026 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 2026011500408 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026011500408 |
| Name | ARSENAL CU |
|---|---|
| Type | Credit Union |
| Address | ARNOLD, MO 63010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 0254160971 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 25416/971 |
| Instrument | 2022032400115 |
| Name | ARSENAL CU |
|---|---|
| Type | Credit Union |
| Address | ARNOLD, MO 63010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 07, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 28, 2022 |
| Property Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 2022042800435 |
| Map Reference | MB 349 PG 193&194 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022042800435 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 04, 2021 |
| Property Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 0248382946 |
| Book / Page | 24838 / 2946 |
| Map Reference | MB 349 PG 193&194 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021050400410 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20507 LYNX CT, ESTERO, FL 33928-2027 |
| Name | Verified Name |
|---|---|
| Address | 1306 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 2021050400412 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 2021050400412 |
| Name | F&B ACQUISITION GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: St. Louis County assessment roll as of September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,410 (+12.97%) Land $47,520 Building $176,890 | $1,181,100 (+12.97%) Land $250,100 Building $931,000 | |
| 2024 | $14,124.00 (+2.67%) | $198,640 (-) Land $29,030 Building $169,610 | |
| 2023 | $13,757.00 (+16.65%) | $198,640 (+25.19%) Land $29,030 Building $169,610 | $1,045,500 (+25.19%) Land $152,800 Building $892,700 |
| 2022 | $11,793.00 | $158,670 Land $31,670 Building $127,000 | |
| 2021 | $835,100 Land $166,700 Building $668,400 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892216292, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 215 (1993–2015) |
| Claims Outside the SFHA | 180 of 215 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 95 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures