St. Louis County property record for 1301 Windgate Way Ct, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 8,735 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $16,040 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18U-14-0561 |
| Primary APN | 18U-14-0561 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 8,735 sqft Living Area |
| Gross Area | 9,395 sqft |
| 1st Floor Area | 2,084 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 43,560 sqft |
| Lot Dimensions | 197 ft deep x 71 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 260 sqft |
| Patio Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1301 WINDGATE WAY CT |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NU |
| Legal Description | WINDGATE LOT 2 |
| Legal Subdivision | WINDGATE |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 221629 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1301 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit PARKSIDE FINANCIAL BANK AND TRUST |
| Jul 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage PARKSIDE FINANCIAL BANK & TRUST |
| Mar 28, 2017 | Deed of Trust, Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 |
| Deed Sale | Jun 24, 2019 |
| Prior Sale | May 24, 2016 · Amount on Record |
| Deed Document Number | 2019412 |
| Deed Book / Page | 23581 / 324 |
| Prior Transfer Date | Jun 18, 2019 |
| Prior Transfer Doc | 02358100324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 30, 2026 |
| Property Address | 1301 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 0000000618 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026618 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 0000000618, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026618 |
| Name | PARKSIDE FINANCIAL BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1301 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1301 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 0250121323 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 25012/1323 |
| Instrument | 2021072700011 |
| Name | PARKSIDE FINANCIAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1301 WINDGATE WAY CT, CHESTERFIELD, MO 63005-4497 |
| Document Number | 0224681401 |
| Book / Page | 022468 / 001401 |
| Instrument Date | Mar 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1301 WINDGATE WAY CT CHESTERFIELD MO 630054497, CHESTERFIELD, MO 63005-4497 |
| Document Number | 0224681401 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 022468/001401 |
| Instrument | 566 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 4, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,810 (-) Land $42,770 Building $188,040 | $1,214,800 (-) Land $225,100 Building $989,700 | |
| 2025 | $16,040.00 (+14.38%) | $230,810 (+17.03%) Land $42,770 Building $188,040 | $1,214,800 (+17.03%) Land $225,100 Building $989,700 |
| 2024 | $14,024.00 (+2.66%) | ||
| 2023 | $13,660.00 (-1.29%) | $197,230 (+5.92%) Land $26,130 Building $171,100 | $1,038,000 (+5.92%) Land $137,500 Building $900,500 |
| 2022 | $13,839.00 | $186,200 Land $28,500 Building $157,700 | |
| 2021 | $980,000 Land $150,000 Building $830,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 215 (1993–2015) |
| Claims Outside the SFHA | 180 of 215 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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