1306 Spruce St, Yankton, SD 57078 Property Records

Yankton County property record for 1306 Spruce St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,240 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2017)
Tax Bill	$3,498 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.120.005.060`

Property Details

APN / Parcel Number

Primary APN	`78.120.005.060`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,200 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1306 SPRUCE ST
City	YANKTON
State	SD
Zip	57078-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 5 CHRISTENSEN HEIGHTS
Legal Subdivision	CHRISTENSEN HEIGHTS
Legal Block	5
Legal Lot Number	6
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4001
Census Tract	966302

Owner

1306 Spruce St is owned and occupied by an individual who bought it in June 2017.

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1306 SPRUCE ST, YANKTON, SD 57078-2725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE
Jan 4, 2022	Intrafamily Transfer, Transfer
Jun 22, 2017	Warranty Deed, Transfer FIRST STATE TITLE, FIRST DAKOTE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	Jun 24, 2009 · Amount on File
Deed Book / Page	535 / 316
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Feb 11, 2022
Property Address	1306 SPRUCE ST, YANKTON, SD 57078-2725
Document Number	000563/513
Book / Page	563 / 513
Map Reference	MB S6 PG 69A
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 W 3RD ST, YANKTON, SD 57078-3702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SPRUCE ST, YANKTON, SD 57078-2725

Mortgage

Document Number	0000563514
Date	Feb 11, 2022
Instrument	563/514

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	Jan 4, 2022
Property Address	1306 SPRUCE ST, YANKTON, SD 57078-2725
Document Number	000563/179
Book / Page	563 / 179
Map Reference	MB S6 PG 69A
Instrument Date	Dec 31, 2021
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 W 3RD ST, YANKTON, SD 57078-3702
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jun 22, 2017
Property Address	1306 SPRUCE ST, YANKTON, SD 57078-2725
Document Number	000535/316
Book / Page	535 / 316
Instrument Date	Apr 17, 2017
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIRST STATE TITLE, FIRST DAKOTE TITLE

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 SPNICE ST, YANKTON, SD 57078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SPRUCE ST, YANKTON, SD 57078-2725

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,300 (+24.09%) Land $16,600 Building $250,700	$267,300 Land $16,600 Building $250,700
2025	$3,498.00 (+30.04%)
2023		$215,400 Land $16,600 Building $198,800
2022	$2,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1306 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Spruce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet.

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