1302 Spruce St, Yankton, SD 57078 Property Records

Yankton County property record for 1302 Spruce St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,404 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2026)
Tax Bill	$3,883 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78.120.005.080`

Property Details

APN / Parcel Number

Primary APN	`78.120.005.080`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,404 sqft
Finished Basement	1,404 sqft
Unfinished Basement	1,404 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1302 SPRUCE ST
City	YANKTON
State	SD
Zip	57078-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 5 CHRISTENSEN HEIGHTS
Legal Subdivision	CHRISTENSEN HEIGHTS
Legal Block	5
Legal Lot Number	8
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4001
Census Tract	966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 SPRUCE ST, YANKTON, SD 57078-2725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer YANKTON TITLE, YANKTON TITLE COMPANY
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Aug 18, 2023 · Amount on Record
Deed Document Number	2026213635
Deed Book / Page	584 / 150
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0570000586
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jun 2, 2026
Property Address	1302 SPRUCE ST, YANKTON, SD 57078-2725
Document Number	0000213635
Book / Page	584 / 150
Instrument Date	Jun 1, 2026
Instrument	2026213635
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	YANKTON TITLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$38,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 SPRUCE ST, YANKTON, SD 57078-2725

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Aug 18, 2023
Property Address	1302 SPRUCE ST, YANKTON, SD 57078-2725
Document Number	000570/587
Book / Page	570 / 587
Map Reference	MB S6 PG 42A
Instrument Date	Aug 17, 2023
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1302 SPRUCE ST, YANKTON, SD 57078-2725

Mortgage

Document Number	0000570588
Date	Aug 18, 2023
Instrument	570/588

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,900 (-) Land $17,700 Building $279,200	$296,900 (+59.71%) Land $17,700 Building $279,200
2025	$3,883.00 (+20.37%)	$296,900 (+23.81%) Land $17,700 Building $279,200
2023		$239,800 Land $17,700 Building $222,100
2022	$3,226.00
2021			$185,900 Land $17,700 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet.

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