1306 Spieth Loop, Laredo, TX 78045 Property Records

Webb County property record for 1306 Spieth Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	5,209 sqft · built 2022
Lot Size	0.208 acres (9,062 sqft)
Owner	Individual Name on Record
Tax Bill	$5,355 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`970-19001-060`

Property Details

APN / Parcel Number

Primary APN	`970-19001-060`
Alternative APN	`786226`

Interior

Building Area	5,209 sqft Living Area
Utility Area	105 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	9,062 sqft (0.208 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Area	360 sqft
Porch	Open Porch
Porch Area	636 sqft

Location & Zoning

Account Number	786226
Street Address	1306 SPIETH LOOP
City	LAREDO
State	TX
Zip	78045-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN MIGUEL SUBD. AT PLANTATION BLK 1 LOT 6
Legal Subdivision	SAN MIGUEL SUBD. AT PLANTATION
Legal Block	1
Legal Lot Number	6
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1722

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1306 SPIETH LOOP, LAREDO, TX 78045-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FALCON INTERNATIONAL BANK
Jun 29, 2022	Deed of Trust, Mortgage · Construction Mortgage FALCON INTERNATIONAL BANK
Nov 10, 2020	Vendor's Lien, Transfer FALCON INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020
Deed Sale	Nov 10, 2020
Deed Document Number	1410038
Deed Book / Page	4900 / 58
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1306 SPIETH LOOP, LAREDO, TX 78045-2238
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004834/407
Date	Aug 4, 2020
Book Page	4834/407
Instrument	1399936

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 31, 2025

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1306 SPIETH LOOP, LAREDO, TX 78045-2238
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005300/395
Date	Jun 29, 2022
Book Page	5300/395
Instrument	1471999

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	193 Months
Due	Jul 1, 2038

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 10, 2020
Property Address	1306 SPIETH LOOP, LAREDO, TX 78045-2238
Document Number	0004900/58
Book / Page	4900 / 58
Map Reference	VOL 38 PG 4-6
Instrument Date	Jul 31, 2020
Instrument	1410038
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	SUPERIOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7330 SPRINGFIELD AVE APT 14102, 14102, LAREDO, TX 78045-2449

Mortgage

Document Number	0001399936
Date	Nov 10, 2020
Instrument	1399936

Lender

Name	FALCON INTERNATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	57 Months
Due	Jul 31, 2025

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$959,633 (+98.97%) Land $200,626 Building $759,007	$959,633 (+98.97%) Land $200,626 Building $759,007
2024	$5,355.00 (+295.49%)
2023		$482,291 Land $199,811 Building $282,480	$482,291 Land $199,811 Building $282,480
2022	$1,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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