1304 Spieth Loop, Laredo, TX 78045 Property Records

Webb County property record for 1304 Spieth Loop, Laredo, TX 78045

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.207 acres (9,024 sqft)
Owner	Company Name on Record
Tax Bill	$1,253 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`970-19001-070`

Property Details

APN / Parcel Number

Primary APN	`970-19001-070`
Alternative APN	`786220`

Exterior

Lot Area	9,024 sqft (0.207 acres)

Location & Zoning

Account Number	786220
Street Address	1304 SPIETH LOOP
City	LAREDO
State	TX
Zip	78045-2238
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SAN MIGUEL SUBD. AT PLANTATION BLK 1 LOT 7
Legal Subdivision	SAN MIGUEL SUBD. AT PLANTATION
Legal Block	1
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	3
Census Block	3003
Census Tract	1722

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	206 LATOUR CT, LAREDO, TX 78041-9124
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage VANTAGE BANK TEXAS
Jul 2, 2020	Vendor's Lien, Transfer · Commercial Mortgage TEXAS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023
Deed Sale	May 16, 2023
Deed Document Number	1499884
Deed Book / Page	5463 / 522
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1304 SPIETH LOOP, LAREDO, TX 78045-2238
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9002 KILLAM INDUSTRIAL BLVD, LAREDO, TX 78045-2012

Mortgage

Document Number	005512/797
Date	Aug 9, 2023
Book Page	5512/797
Instrument	1507411

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	MCALLEN, TX 78503

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Jan 26, 2025

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2020
Property Address	1304 SPIETH LOOP, LAREDO, TX 78045-2238
Document Number	004813/782
Book / Page	4813 / 782
Map Reference	VOL 38 PG 4
Instrument Date	Jun 24, 2020
Instrument	1396759
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MANOR RD, LAREDO, TX 78041-2753

Mortgage

Document Number	0001396760
Date	Jul 2, 2020
Instrument	1396760

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Jun 26, 2022

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,795 (+0.41%) Land $199,795	$199,795 (+0.41%) Land $199,795
2024	$1,253.00 (-7.05%)
2023		$198,983 Land $198,983	$198,983 Land $198,983
2022	$1,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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