Rutherford County property record for 1306 Precept Dr, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 1,378 sqft · built 2009 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Mar 2020) |
| Tax Bill | $1,281 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071H-D-040.00-000 |
| Primary APN | 071H-D-040.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 1,378 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0103647 |
|---|---|
| Street Address | 1306 PRECEPT DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-4085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 285 FOXFIRE MEADOWS SEC 9 PB 34 PG 94 SPLIT OFF 71-3301 FOR 09 100 X 150 |
| Legal Subdivision | FOXFIRE MEADOWS SEC 9 |
| Legal Lot Number | 285 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40807 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1306 PRECEPT DR, MURFREESBORO, TN 37129-4085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 24, 2020 | Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG |
| Jun 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage NUDGE FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on Record |
| Deed Sale | Mar 24, 2020 · Amount on Record |
| Prior Sale | Apr 22, 2010 · Amount on Record |
| Deed Document Number | 20202264917 |
| Deed Book / Page | 1881 / 2982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1306 PRECEPT DR, MURFREESBORO, TN 37129-4085 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020361076 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 2036/1076 |
| Instrument | 2339442 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Mar 24, 2020 |
| Property Address | 1306 PRECEPT DR, MURFREESBORO, TN 37129-4085 |
| Document Number | RB18812982 |
| Book / Page | 001881 / 002982 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2264917 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 PRECEPT DR MURFREESBORO TN 371294085, MURFREESBORO, TN 37129-4085 |
| Document Number | RB18812984 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 001881/002984 |
| Instrument | 2264918 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1306 PRECEPT DR, MURFREESBORO, TN 37129-4085 |
| Document Number | RB16831876 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1306 PRECEPT DR MURFREESBORO TN 371294085, MURFREESBORO, TN 37129-4085 |
| Document Number | RB16831876 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 001683/001876 |
| Instrument | 2151412 |
| Name | NUDGE FNDG |
|---|---|
| Address | LINDON, UT 84042 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,700 (+25.52%) Land $27,500 Building $58,200 | $342,800 (+25.52%) Land $110,000 Building $232,800 | |
| 2025 | $1,281.00 | $68,275 (-) Land $13,750 Building $54,525 | |
| 2023 | $1,281.00 | $68,275 Land $13,750 Building $54,525 | $273,100 (-) Land $55,000 Building $218,100 |
| 2022 | $273,100 Land $55,000 Building $218,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2003–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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